129 Sand Castle Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 129 Sand Castle Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1986
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2020)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5383.09.15.5748000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.15.5748000`
Alternative APNs	`505026` `8084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	1,056 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	155 ft deep x 81 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	16 sqft
Utility Building	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	8084
Street Address	129 SAND CASTLE DR
City	EMERALD ISLE
State	NC
Zip	28594-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L23 BE SEA DUNES
Legal Subdivision	SEA DUNES
Legal Block	15
Legal Lot Number	23
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2033
Census Tract	970904

Owner

129 Sand Castle Dr is owned and occupied by an individual who bought it in April 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	129 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Deed Document Number	20201669313
Deed Book / Page	1669 / 313
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0016660071
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 20, 2020
Property Address	129 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Document Number	0016690313
Book / Page	1669 / 313
Map Reference	MB 16 PG 83
Instrument Date	Apr 14, 2020
Instrument	1669313
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ROBIN LN, 11, GUILFORD, CT 06437-1841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328

Mortgage

Document Number	1669314
Date	Apr 20, 2020
Instrument	1669-314

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 16, 2020
Property Address	129 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328
Document Number	0016660071
Book / Page	001666 / 000071
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11 ROBIN LN GUILFORD CT 064371841, GUILFORD, CT 06437-1841

Tax Assessment & Valuation

The 2025 property tax bill for 129 Sand Castle Dr was $2,430.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,340 (-) Land $334,786 Building $270,554	$605,340 (-) Land $334,786 Building $270,554
2025	$2,430.00	$605,340 Land $334,786 Building $270,554	$605,340 Land $334,786 Building $270,554
2023		$263,366 Land $181,116 Building $82,250	$263,366 Land $181,116 Building $82,250
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Sand Castle Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Sand Castle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sand Castle Dr

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