130 Riviera Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 130 Riviera Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,474 sqft · built 1963
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Sep 2021)
Tax Bill	$7,878 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`160-132-16-00`

Property Details

APN / Parcel Number

Primary APN	`160-132-16-00`
Alternative APN	`1601301800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,474 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1601301800
Street Address	130 RIVIERA DR
City	OCEANSIDE
State	CA
Zip	92054-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 364 TR 004902
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	004902
Legal Block	2
Legal Lot Number	364
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2021	Grant Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Dec 15, 2017	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Dec 15, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2021664012
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000588346
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031224
Date	Jan 21, 2020
Instrument	2020-0031224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831

Mortgage

Document Number	0000804485
Date	Dec 15, 2020
Instrument	2020-0804485

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2021
Property Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831
Document Number	0000664012
Map Reference	MAP 4902
Instrument Date	Sep 3, 2021
Instrument	2021-0664012
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831

Mortgage

Document Number	0000664013
Date	Sep 21, 2021
Instrument	2021-0664013

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831
Document Number	0000588346
Instrument Date	Dec 8, 2017
Instrument	588346
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	130 RIVIERA DR OCEANSIDE CA 920543831, OCEANSIDE, CA 92054-3831

Mortgage

Document Number	588347
Date	Dec 15, 2017
Instrument	588347

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	130 RIVIERA DR, OCEANSIDE, CA 92054-3831
Document Number	0000588439
Instrument Date	Nov 14, 2017
Instrument	588439
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	130 RIVIERA DR OCEANSIDE CA 920543831, OCEANSIDE, CA 92054-3831

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$714,403 (+2%) Land $595,337 Building $119,066
2025	$7,878.00 (+5.17%)	$700,396 (+4.04%) Land $583,664 Building $116,732
2023	$7,491.00 (+1.53%)	$673,200 Land $561,000 Building $112,200
2022	$7,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1978–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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