125 Riviera Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 125 Riviera Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1985
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (May 2020)
Tax Bill	$5,778 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`160-133-06-00`

Property Details

APN / Parcel Number

Primary APN	`160-133-06-00`
Alternative APN	`1601100600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	1601100600
Street Address	125 RIVIERA DR
City	OCEANSIDE
State	CA
Zip	92054-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 343 TR 004902
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	004902
Legal Block	2
Legal Lot Number	343
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18510

Owner

125 Riviera Dr is owned and occupied by two individuals who bought it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 RIVIERA DR, OCEANSIDE, CA 92054-3816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2020	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 3, 2020	Grant Deed, Transfer QUANTA FIN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Document Number	2020227682
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	125 RIVIERA DR, OCEANSIDE, CA 92054-3816
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIVIERA DR, OCEANSIDE, CA 92054-3816

Mortgage

Document Number	0000815778
Date	Nov 30, 2021
Instrument	2021-0815778

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2020
Property Address	125 RIVIERA DR, OCEANSIDE, CA 92054-3816
Document Number	0000227682
Map Reference	MAP 4902
Instrument Date	Apr 7, 2020
Instrument	2020-0227682
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 RIVIERA DR, OCEANSIDE, CA 92054-3816

Mortgage

Document Number	0000227683
Date	May 5, 2020
Instrument	2020-0227683

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2020
Property Address	125 RIVIERA DR, OCEANSIDE, CA 92054-3816
Document Number	0000003239
Instrument Date	Dec 17, 2019
Instrument	3239
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7480 MIRAMAR RD #210 SAN DIEGO CA 921264220, 210, SAN DIEGO, CA 92126-4220

Mortgage

Document Number	3240
Date	Jan 3, 2020
Instrument	3240

Lender

Name	QUANTA FIN LLC
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 125 Riviera Dr was $5,778.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,660 (+2%) Land $334,654 Building $188,006
2025	$5,778.00	$512,413 Land $328,093 Building $184,320
2023	$5,493.00 (+2.77%)	$492,516 Land $315,353 Building $177,163
2022	$5,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 125 Riviera Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 140 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1978–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Riviera Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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