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130 Reflections Dr, Apt 22, San Ramon, CA 94583 Property Records

Contra Costa County property record for 130 Reflections Dr, Apt 22, San Ramon, CA 94583

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 474 sqft · built 1988
Lot Size0.011 acres (494 sqft)
OwnerTrust Name on File
Last Sale$285,000 (Oct 2006)
Tax Bill$4,816 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN213-771-122-8

Property Details

APN / Parcel Number

Primary APN213-771-122-8
Alternative APN
  • 213-771-122

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area474 sqft Living Area
1st Floor Area474 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area494 sqft (0.011 acres)
Garage TypeAttached
Garage Area180 sqft

Location & Zoning

Street Address130 REFLECTIONS DR, 22
CitySAN RAMON
StateCA
Zip94583-4725
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT6780 L1 B18 U22
Legal SubdivisionREFLECTIONS SUB 6780
Legal Tract6780
Legal Block18
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4002
Census Tract345111

Owner

130 Reflections Dr, Apt 22 is owner-occupied and held in a trust since October 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address130 REFLECTIONS DR, 22, SAN RAMON, CA 94583-4725
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BK
Oct 16, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2006 · Amount on File
Deed SaleOct 11, 2006 · Amount on File
Deed Document Number2006322193
Last Transfer DateOct 8, 2020
Transfer Doc0000240201
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address130 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4725
Document Number0000240202
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address130 REFLECTIONS DR #22 SAN RAMON CA 945834725, 22, SAN RAMON, CA 94583-4725

Mortgage

Document Number0000240202
DateOct 16, 2020
Instrument240202
Lender
NameFREMONT BK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 15, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 16, 2020
Property Address130 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4725
Document Number0000240201
Instrument DateOct 8, 2020
Instrument240201
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address130 REFLECTIONS DR #22 SAN RAMON CA 945834725, 22, SAN RAMON, CA 94583-4725

Tax Assessment & Valuation

The 2025 property tax bill for 130 Reflections Dr, Apt 22 was $4,816 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$376,000 (-1.49%) Land $237,561 Building $138,439
2025$4,816.00 Homeowner's exemption$381,685 Land $241,152 Building $140,533
2023$4,666.00 Homeowner's exemption$366,866 Land $231,789 Building $135,077
2022$4,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 Reflections Dr, Apt 22 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Reflections Dr, Apt 22 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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