130 Prospect Ave, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 130 Prospect Ave, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	3,816 sqft · built 1950
Lot Size	0.217 acres (9,470 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Oct 2021)
Tax Bill	$12,671 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00068-0000-00008-01`

Property Details

APN / Parcel Number

Primary APN	`03-00068-0000-00008-01`
Alternative APNs	`03000680000000080001` `0300068000000008`

Interior

Stories	2 Stories
Building Area	3,816 sqft Living Area
Gross Area	4,059 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	9,470 sqft (0.217 acres)
Lot Dimensions	123 ft deep x 77 ft wide

Location & Zoning

Old Parcel Number	0300068000000008
Street Address	130 PROSPECT AVE
City	DUNELLEN
State	NJ
Zip	08812-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77X123
Legal Block	68
Legal Lot Number	8.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	1
Census Block	1005
Census Tract	300

Owner

130 Prospect Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 PROSPECT AVE, DUNELLEN, NJ 08812-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	2021129650
Deed Book / Page	18672 / 104
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	2011002318
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 14, 2021
Property Address	130 PROSPECT AVE, DUNELLEN, NJ 08812-1416
Document Number	2021129650
Book / Page	18672 / 104
Instrument Date	Oct 5, 2021
Instrument	2021129650
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ASSOCIATED TITLE AGENCY LLC, ASSOCIATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 E FRONT ST, 726, PLAINFIELD, NJ 07062-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PROSPECT AVE, DUNELLEN, NJ 08812-1416

Mortgage

Document Number	2021129651
Date	Oct 14, 2021
Instrument	2021129651

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 130 Prospect Ave was $12,671, up 0.2% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,200 (+14.99%) Land $103,400 Building $491,800	$595,200 (+14.99%) Land $103,400 Building $491,800
2025	$12,671.00 (+0.18%)	$517,600 Land $103,400 Building $414,200	$517,600 Land $103,400 Building $414,200
2024	$12,648.00
2023		$504,300 Land $103,400 Building $400,900	$504,300 Land $103,400 Building $400,900
2022	$13,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Prospect Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Nearby Flood Policies	131 in force
Nearby Flood Claims	160 (1978–2025)
Claims Outside the SFHA	16 of 160
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 33 claims Hurricane Irene, Sep 2011 · 47 claims Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20