124 Prospect Ave, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 124 Prospect Ave, Dunellen, NJ 08812

Property Summary

Property TypeSingle Family Home
Details1,296 sqft · built 1918
Lot Size0.127 acres (5,536 sqft)
Owner2 Individual Names on Record
Last Sale$382,500 (Jul 2022)
Tax Bill$10,818 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN03-00068-0000-00006

Property Details

APN / Parcel Number

Primary APN03-00068-0000-00006
Alternative APN
  • 030006800006

Interior

Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleDuplex Single
Construction TypeFrame
Lot Area5,536 sqft (0.127 acres)
Lot Dimensions123 ft deep x 45 ft wide

Location & Zoning

Street Address124 PROSPECT AVE
CityDUNELLEN
StateNJ
Zip08812-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description45X123
Legal Block68
Legal Lot Number6
JurisdictionMIDDLESEX NJ
Township / Civil DivisionDUNELLEN
Census Block Group1
Census Block1005
Census Tract300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address124 PROSPECT AVE, DUNELLEN, NJ 08812-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 3, 2019Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleSep 3, 2019 · Amount on Record
Deed Document Number202260577
Deed Book / Page18971 / 1823
Prior Transfer DateApr 19, 2011
Prior Transfer Doc0000004317
Record UpdatedOct 29, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJul 1, 2022
Property Address124 PROSPECT AVE, DUNELLEN, NJ 08812-1416
Document Number0000060577
Book / Page18971 / 1823
Instrument DateJun 7, 2022
Instrument2022060577
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyLEMONBREW ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,047.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 WILLRY ST, 25, WOODBRIDGE, NJ 07095-2443

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 PROSPECT AVE, DUNELLEN, NJ 08812-1416

Mortgage

Document Number0000060578
DateJul 1, 2022
Instrument2022060578
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address124 PROSPECT AVE, DUNELLEN, NJ 08812-1416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLOSING USA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115686
DateNov 16, 2020
Book Page18133/359
Instrument2020115686
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateSep 3, 2019
Property Address124 PROSPECT AVE, DUNELLEN, NJ 08812-1416
Document Number2019070922
Book / Page17605 / 1068
Instrument DateAug 20, 2019
Instrument2019070922
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,598.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 CRANBURY RD APT 4, 404, EAST BRUNSWICK, NJ 08816-3663

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 PROSPECT AVE, DUNELLEN, NJ 08812-1416

Mortgage

Document Number2019070923
DateSep 3, 2019
Instrument2019070923
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityDunellen Borough
Unified School DistrictDunellen Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,900 (-) Land $89,000 Building $352,900$441,900 (-) Land $89,000 Building $352,900
2025$10,818.00 (-2.38%)$441,900 (+15.83%) Land $89,000 Building $352,900$441,900 (+15.83%) Land $89,000 Building $352,900
2024$11,082.00 (+5.21%)
2023$381,500 Land $89,000 Building $292,500$381,500 Land $89,000 Building $292,500
2022$10,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 131 policies
Nearby Flood Policies131 in force
Nearby Flood Claims160 (1978–2025)
Claims Outside the SFHA16 of 160
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 33 claims
  • Hurricane Irene, Sep 2011 · 47 claims
  • Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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