128 Phantom Dr, Toney, AL 35773 Property Records

Madison County property record for 128 Phantom Dr, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,854 sqft · built 2003
Lot Size	0.74 acres (32,252 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,816 (2026)
Flood Zone	Zone X (minimal risk)
APN	`07-02-04-0-001-082.000`

Property Details

APN / Parcel Number

Primary APN	`07-02-04-0-001-082.000`
Alternative APN	`224930`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,854 sqft Living Area
1st Floor Area	2,854 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,252 sqft (0.74 acres)
Pool Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	224930
Street Address	128 PHANTOM DR
City	TONEY
State	AL
Zip	35773-6966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 8 WHITT HAVEN DEVELOPMENT S/D
Legal Subdivision	WHITT HAVEN
Legal Block	8
Legal Lot Number	6
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	1
Census Block	1003
Census Tract	10405

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 PHANTOM DR, TONEY, AL 35773-6966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,816.00
2025	$1,816.00 (+10.4%) Homeowner's exemption	$51,420 (+10.25%) Land $4,000 Building $47,420	$514,000 (+10.23%) Land $40,000 Building $474,000
2023	$1,645.00 (+11.98%) Homeowner's exemption	$46,640 (+11.53%) Land $3,000 Building $43,640	$466,300 (+11.5%) Land $30,000 Building $436,300
2022	$1,469.00 Homeowner's exemption	$41,820 Land $3,000 Building $38,820	$418,200 Land $30,000 Building $388,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20