Scott County property record for 130 Payne Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,134 sqft · built 1992 |
| Lot Size | 0.17 acres (7,413 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Apr 2014) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-10-073.000 |
| Primary APN | 166-10-073.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 7,413 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 130 PAYNE AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENINSULA |
| Legal Subdivision | PENINSULA |
| Legal Phase | 1A |
| Legal Lot Number | 6 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 PAYNE AVE, GEORGETOWN, KY 40324-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on Record |
| Deed Sale | Apr 30, 2014 · Amount on Record |
| Deed Document Number | 2014317279 |
| Deed Book / Page | 359 / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 130 PAYNE AVE, GEORGETOWN, KY 40324-1976 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M1621/595 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | M1621/595 |
| Instrument | 438927 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,300 (-) | $186,300 (-) | |
| 2025 | $1,659.00 (+10.31%) | $186,300 (+12.3%) | $186,300 (+12.3%) |
| 2023 | $1,504.00 (+19.37%) | $165,900 (+14.18%) Land $40,000 Building $125,900 | $165,900 (+14.18%) Land $40,000 Building $125,900 |
| 2022 | $1,260.00 | $145,300 Land $33,000 Building $112,300 | $145,300 Land $33,000 Building $112,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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