127 Payne Ave, Georgetown, KY 40324 Property Records

Scott County property record for 127 Payne Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 ba · 984 sqft · built 1993
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2019)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-10-079.000`

Property Details

APN / Parcel Number

Primary APN	`166-10-079.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Block

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 PAYNE AVE
City	GEORGETOWN
State	KY
Zip	40324-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENINSULA VR
Legal Subdivision	PENINSULA
Legal Phase	1A
Legal Lot Number	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3004
Census Tract	40102

Owner

Source: Scott County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	216 PAYNES LANDING BLVD, GEORGETOWN, KY 40324-8682
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	Apr 24, 2014 · Amount on Record
Deed Document Number	0000407769
Deed Book / Page	407 / 769
Record Updated	Jun 8, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 6, 2019
Property Address	127 PAYNE AVE, GEORGETOWN, KY 40324-1995
Document Number	D407/769
Book / Page	D407 / 769
Map Reference	CAB 3 SL 1050
Instrument Date	Aug 6, 2019
Instrument	403167
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 LAKESHORE CT, 107, GEORGETOWN, KY 40324-8909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	216 PAYNES LANDING BLVD, GEORGETOWN, KY 40324-8682
Investor	Possibly a Property Investor

Mortgage

Document Number	403168
Date	Aug 6, 2019
Instrument	403168

Lender

Name	PEOPLES EXCHANGE BANK (STANTON KY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 6, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+8.64%)	$163,900 (+10.59%)	$163,900 (+10.59%)
2023	$1,343.00 (+19.17%)	$148,200 (+14%) Land $35,000 Building $113,200	$148,200 (+14%) Land $35,000 Building $113,200
2022	$1,127.00	$130,000 Land $30,000 Building $100,000	$130,000 Land $30,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20