130 Overocker Cir, Frostproof, FL 33843 Property Records

Polk County property record for 130 Overocker Cir, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1954
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$70,900 (Apr 2014)
Tax Bill	$531 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-32-05-984300-001050`

Property Details

APN / Parcel Number

Primary APN	`28-32-05-984300-001050`
Alternative APNs	`053228984300001050` `53228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	1,170 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,756 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Street Address	130 OVEROCKER CIR
City	FROSTPROOF
State	FL
Zip	33843-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODLAND HILLS PB 36 PG 32 BLK A LOT 5
Legal Range	28E
Legal Township	32S
Legal Section	05
Legal Subdivision	WOODLAND HILLS
Legal Tract	984300
Legal Block	A
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	3
Census Block	3033
Census Tract	15701

Owner

130 Overocker Cir is owned and occupied by an individual who bought it in April 2014.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	130 OVEROCKER CIR, FROSTPROOF, FL 33843-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2014 · Amount on File
Deed Sale	Apr 3, 2014 · Amount on File
Prior Sale	Apr 7, 2011 · Amount on File
Deed Document Number	201457202
Deed Book / Page	9214 / 1269
Prior Transfer Date	Feb 19, 2013
Prior Transfer Doc	0000032035
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 18, 2026
Property Address	130 OVEROCKER CIR, FROSTPROOF, FL 33843-2734
Document Number	0000117332
Book / Page	14000 / 2252
Instrument Date	May 11, 2026
Instrument	2026117332
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 OVEROCKER CIR, FROSTPROOF, FL 33843-2734

Mortgage

Document Number	0000117332,
Date	May 18, 2026
Book Page	14000/2252
Instrument	2026117332

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 11, 2041

Interest

Rate	5.74%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 130 Overocker Cir was $531 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,006 (+2.7%)	$127,518 (-5.67%) Land $13,132 Building $114,386
2025	$531.00 Homeowner's exemption	$62,323	$135,188 Land $13,132 Building $122,056
2023	$685.00 (+0.74%) Homeowner's exemption	$58,803 (+3%)	$124,899 (+2.5%) Land $6,689 Building $118,210
2022	$680.00 Homeowner's exemption	$57,090	$121,853 Land $6,426 Building $115,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Overocker Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Overocker Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35