Madison County property record for 130 N Oak Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 5,355 sqft · built 1997 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,468 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 082H-34-001/07 |
| Primary APN | 082H-34-001/07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,355 sqft Adjusted Area |
| 1st Floor Area | 3,566 sqft |
| 2nd Floor Area | 883 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,551 sqft (3.02 acres) |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|
| Account Number | 23849 |
|---|---|
| Old Parcel Number | 082H-34 -001/07.00 |
| Street Address | 130 N OAK DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 NORTH OAK PLACE PHASE I-BEING 3.02 AC- |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 34 |
| Legal Subdivision | NORTH OAK PLACE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30208 |
130 N Oak Dr is owned and occupied by two individuals who acquired it in September 1995.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 N OAK DR, MADISON, MS 39110-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Sep 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1995 |
| Deed Sale | Sep 1, 1995 |
| Deed Document Number | 0000362192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 N OAK DR, MADISON, MS 39110-7517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 130 N OAK DR, MADISON, MS 39110-7517 |
| Document Number | 004399/420 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 4399/420 |
| Instrument | 996899 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 N OAK DR, MADISON, MS 39110-7517 |
| Document Number | 0000848201 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 130 N OAK DR MADISON MS 391107517, MADISON, MS 39110-7517 |
| Document Number | 0000848201 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 003650/000052 |
| Instrument | 848201 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 23, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 130 N Oak Dr was $3,468 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,468.00 Homeowner's exemption | $41,276 | $412,760 Land $65,000 Building $347,760 |
| 2024 | $3,468.00 (-11.93%) | ||
| 2023 | $3,938.00 Homeowner's exemption | $41,276 | $412,760 Land $65,000 Building $347,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 N Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 N Oak Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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