Madison County property record for 120 N Oak Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,358 sqft · built 1995 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,300 (Mar 2022) |
| Tax Bill | $4,559 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 082H-34-001/06 |
| Primary APN | 082H-34-001/06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,358 sqft Adjusted Area |
| Gross Area | 1,770 sqft |
| 1st Floor Area | 1,770 sqft |
| 2nd Floor Area | 1,023 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Cooling System | Central |
|---|
| Account Number | 23848 |
|---|---|
| Street Address | 120 N OAK DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 NORTH OAK PLACE PHASE I -BEIN G 2.30 AC- & 1.81 AC E/S SAID LOT |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 34 |
| Legal Subdivision | NORTH OAK PLACE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30208 |
120 N Oak Dr is owned and occupied by an individual who bought it in March 2022.
Source: Madison County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 N OAK DR, MADISON, MS 39110-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Apr 10, 2017 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on File |
| Deed Sale | Mar 16, 2022 · Amount on File |
| Deed Document Number | 2022952839 |
| Deed Book / Page | 4183 / 720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 16, 2022 |
| Property Address | 120 N OAK DR, MADISON, MS 39110-7517 |
| Document Number | 004183/721 |
| Book / Page | 4183 / 721 |
| Map Reference | CAB C SL 146 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 952839 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 FALLEN OAK RD, 135, MADISON, MS 39110-7713 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 N OAK DR, MADISON, MS 39110-7517 |
| Document Number | 0000952840 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 952840 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 120 N OAK DR, MADISON, MS 39110-7517 |
| Document Number | 0000814175 |
| Book / Page | 003487 / 000832 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 N OAK DR MADISON MS 391107517, MADISON, MS 39110-7517 |
| Document Number | 0000814175 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 003487/000832 |
| Instrument | 814175 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39215-1182 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 11, 2027 |
The 2025 property tax bill for 120 N Oak Dr was $4,559, down 5.4% from the year before.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,559.00 (-5.43%) | $44,402 | $296,010 Land $65,000 Building $231,010 |
| 2024 | $4,821.00 | ||
| 2023 | $4,821.00 | $46,958 | $313,050 Land $65,000 Building $248,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 N Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 N Oak Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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