130 N McKinley St, Eugene, OR 97402 Property Records

Lane County property record for 130 N McKinley St, Eugene, OR 97402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1946
Lot Size	0.105 acres (4,552 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Apr 2024)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-26-14-09400-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-26-14-09400-000`
Alternative APNs	`1704261409400` `0448611`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	728 sqft
Attic	Attic
Attic Area	392 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,552 sqft (0.105 acres)
Lot Dimensions	91 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0448611
Street Address	130 N MCKINLEY ST
City	EUGENE
State	OR
Zip	97402-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	TL 09400
Legal Range	04
Legal Township	17
Legal Section	26
Legal Subdivision	PLAN OF OAK HOMES
Legal Lot Number	9400
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1014
Census Tract	4200

Owner

130 N McKinley St is owned and occupied by an individual who bought it in April 2024.

Source: Lane County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2024	Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE INC
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	202410768
Prior Transfer Date	Mar 6, 2021
Prior Transfer Doc	0000033222
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jun 11, 2026
Property Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627
Document Number	0000018670
Instrument Date	May 28, 2026
Instrument	202618670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627

Mortgage

Document Number	0000018670,
Date	Jun 11, 2026
Instrument	202618670

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 22, 2024
Property Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627
Document Number	0000010768
Instrument Date	Apr 22, 2024
Instrument	2024-010768
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627

Mortgage

Document Number	0000010769
Date	Apr 22, 2024
Instrument	2024-010769

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	May 14, 2021
Property Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627
Document Number	0000033222
Instrument Date	Mar 6, 2021
Instrument	2021-033222
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N MCKINLEY ST, EUGENE, OR 97402-2627

Mortgage

Document Number	0000033223
Date	May 14, 2021
Instrument	2021-033223

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 130 N McKinley St was $1,716.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00	$98,674	$264,429 Land $74,555 Building $189,874
2023	$1,624.00 (+4.3%)	$93,010 (+3%)	$253,164 (+12.05%) Land $60,016 Building $193,148
2022	$1,557.00	$90,301	$225,938 Land $60,016 Building $165,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 N McKinley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 N McKinley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hunter Communications.

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