120 N McKinley St, Eugene, OR 97402 Property Records

Lane County property record for 120 N McKinley St, Eugene, OR 97402

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1948
Lot Size	0.105 acres (4,552 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-26-14-09300-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-26-14-09300-000`
Alternative APNs	`1704261409300` `0448603`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	754 sqft
Attic	Attic
Attic Area	290 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,552 sqft (0.105 acres)
Lot Dimensions	91 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0448603
Street Address	120 N MCKINLEY ST
City	EUGENE
State	OR
Zip	97402-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	TL 09300
Legal Range	04
Legal Township	17
Legal Section	26
Legal Subdivision	PLAN OF OAK HOME
Legal Lot Number	9300
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1014
Census Tract	4200

Owner

120 N McKinley St, a single family home, is held in a trust.

Source: Lane County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 25435, EUGENE, OR 97402-0456
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Aug 20, 2026
Property Address	120 N MCKINLEY ST, EUGENE, OR 97402-2627
Document Number	0000027631
Instrument Date	Aug 20, 2026
Instrument	202627631
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Apr 6, 2026
Property Address	120 N MCKINLEY ST, EUGENE, OR 97402-2627
Document Number	0000010596
Instrument Date	Mar 31, 2026
Instrument	202610596
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N MCKINLEY ST, EUGENE, OR 97402-2627

Mortgage

Document Number	0000010596,
Date	Apr 6, 2026
Instrument	202610596

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	120 N MCKINLEY ST, EUGENE, OR 97402-2627
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N MCKINLEY ST, EUGENE, OR 97402-2627

Mortgage

Document Number	0000026370
Date	Sep 11, 2023
Instrument	2023-026370

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	120 N MCKINLEY ST, EUGENE, OR 97402-2627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048132
Date	Oct 15, 2018
Instrument	2018-048132

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 120 N McKinley St was $1,736.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00	$99,818	$255,267 Land $78,567 Building $176,700
2023	$1,642.00 (+4.25%)	$94,089 (+3%)	$243,806 (+11.82%) Land $64,012 Building $179,794
2022	$1,575.00	$91,349	$218,037 Land $64,012 Building $154,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 N McKinley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 N McKinley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hunter Communications.

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