130 N 3rd St, Oakland, MD 21550 Property Records

Garrett County property record for 130 N 3rd St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,480 sqft · built 1895
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,573 (2025)
Flood Zone	Zone X (minimal risk)
APN	`17-005863`

Property Details

APN / Parcel Number

Primary APN	`17-005863`
Alternative APN	`005863`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Total Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005863
Street Address	130 N 3RD ST
City	OAKLAND
State	MD
Zip	21550-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.25 AC 130 N 3RD ST OAKLAND
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3042
Census Tract	601

Owner

Source: Garrett County records · APN 17-005863

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 N 3RD ST, OAKLAND, MD 21550-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2004
Deed Sale	May 06, 2004
Prior Sale	Aug 07, 1989 · Amount on Record
Deed Document Number	200440754
Deed Book / Page	1040 / 348
Transfer Doc	0010400348
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (+4.31%) Homeowner's exemption	$106,200 (+13.3%) Land $23,300 Building $82,900	$106,200 (-) Land $23,300 Building $82,900
2023	$1,508.00 Homeowner's exemption	$93,733	$106,200 Land $23,300 Building $82,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Shenandoah Telecommunications Company Cable	1,000 / 50
Declaration Networks Group Fixed Wireless	300 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, Xfinity.

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF OAKLAND serves 1,850 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.