114 N 3rd St, Oakland, MD 21550 Property Records

Garrett County property record for 114 N 3rd St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,616 sqft · built 1908
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Jul 2003)
Tax Bill$1,574 (2023)
Flood ZoneZone X (minimal risk)
APN17-008145

Property Details

APN / Parcel Number

Primary APN17-008145
Alternative APN
  • 008145

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,616 sqft Total Area
1st Floor Area868 sqft

Exterior

Year BuiltBuilt 1908
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area156 sqft
Deck Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number008145
Street Address114 N 3RD ST
CityOAKLAND
StateMD
Zip21550-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description0.25 AC W/S N THIRD ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division14, WEST OAKLAND
Census Block Group3
Census Block3042
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakland Historic District
listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3725 UNDERWOOD RD, OAKLAND, MD 21550-2115
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2003 · Amount on Record
Deed SaleJul 15, 2003 · Amount on Record
Deed Document Number032287
Deed Book / Page982 / 415
Last Transfer DateJul 16, 2003
Transfer Doc0009820415
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,574.00$96,000$109,400 Land $23,300 Building $86,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on N 3rd St

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