Polk County property record for 130 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,708 sqft Living Area |
| Lot Size | 20,857 sqft (0.479 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2022) |
| Tax Bill | $3,332.00 (2025) |
| Primary APN | 26-28-34-662000-001820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,108 sqft Gross Area |
| 1st Floor | 1,708 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 20,857 sqft (0.479 acres) |
| Depth X Width | 210 ft x 81 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 15 sqft Porch |
| Utility Building | 140 sqft Utility Building |
| Street Address | 130 LAKE RING DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1438 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOT 182 BEING LOT 347 OF UNREC VALENCIA WOOD |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 182,3 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-001820
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Mar 25, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | May 31, 2000 · Amount on Record |
| Deed Doc Number | 2022230492 |
| Deed Book / Page | 12391 / 2048 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 130 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0000230492 |
| Book / Page | 12391 / 2048 |
| Map Reference | MB 17 PG 49 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022230492 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2022 |
| Title Company | CLEAR TITLE, CLEAR TITLE SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 529 E HILLCREST ST, 529, ALTAMONTE SPRINGS, FL 32701-2623 |
| Name | Verified Name |
|---|---|
| Address | 130 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0123912049 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 12391/2049 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 130 LAKE RING DR, WINTER HAVEN, FL 33884-1438 |
| Document Number | 0111870176 |
| Book / Page | 011187 / 000176 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 66613 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 250 VOLUSIA DR WINTER HAVEN FL 338841400, WINTER HAVEN, FL 33884-1400 |
| Document Number | 111870178 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 011187/000178 |
| Instrument | 66614 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,332.00 (-16.74%) | $251,412 (-3.89%) Land $92,000 Building $159,412 | $251,412 (-3.89%) Land $92,000 Building $159,412 |
| 2023 | $4,002.00 (+11.17%) | $261,583 (-4.6%) Land $90,000 Building $171,583 | $261,583 (-4.6%) Land $90,000 Building $171,583 |
| 2022 | $3,600.00 | $274,203 Land $76,000 Building $198,203 | $274,203 Land $76,000 Building $198,203 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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