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128 Lake Ring Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 128 Lake Ring Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage2,056 sqft Living Area
Lot Size21,201 sqft (0.487 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2025)
Tax Bill$1,951.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-34-662000-001830
Alternative APNs
  • 342826662000001830
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,056 sqft Living Area
Gross Area2,810 sqft Gross Area
1st Floor2,056 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialTile Roof
Lot Area21,201 sqft (0.487 acres)
Depth X Width214 ft x 80 ft Depth x Width
Garage TypeAttached Garage
Garage Area504 sqft Garage
Shed1 Shed
Porch Area250 sqft Porch

Location & Zoning

Street Address128 LAKE RING DR
CityWINTER HAVEN
StateFL
Zip33884-1438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS LK MARIAM UNIT PB 17 PG 49 LOT 183
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE MARIAM UNIT
Legal Tract662000
Legal Block2
Legal Lot Number183
Legal UnitPB
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2030
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-662000-001830

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 LAKE RING DR, WINTER HAVEN, FL 33884-1438
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Warranty Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
Apr 06, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/TAMPA
Dec 19, 2018Warranty Deed, Transfer
INTEGRITY FIRST TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleDec 19, 2018 · Amount on Record
Deed Doc Number2025268786
Deed Book / Page13776 / 1606
Record RefreshedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 13, 2025
Property Address128 LAKE RING DR, WINTER HAVEN, FL 33884-1438
Document Number0000268786
Book / Page13776 / 1606
Map ReferenceMB 17 PG 49
Instrument DateOct 31, 2025
Instrument2025268786
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyLANDTRUST TTL OF CTRL FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1573 VIENNA SQUARE DR, WINTER HAVEN, FL 33884-4140

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 LAKE RING DR, WINTER HAVEN, FL 33884-1438

Mortgage

Document Number0137761608
DateNov 13, 2025
Instrument13776/1608
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address128 LAKE RING DR, WINTER HAVEN, FL 33884-1438
Document Number0108270694
Instrument DateApr 06, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address128 LAKE RING DR WINTER HAVEN FL 338841438, WINTER HAVEN, FL 33884-1438

Mortgage

Document Number0108270694
DateMay 01, 2019
Book Page010827/000694
Instrument88769
Lender
NameFIFTH THIRD BK/TAMPA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 30, 2049
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 19, 2018
Property Address128 LAKE RING DR, WINTER HAVEN, FL 33884-1438
Document Number0107011164
Book / Page010701 / 001164
Instrument DateDec 10, 2018
Instrument261985
Transaction TypeTransfer
Record UpdatedJan 04, 2019
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
Tax$1,277.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address128 LAKE RING DR WINTER HAVEN FL 338841438, WINTER HAVEN, FL 33884-1438

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,951.00 (-22.46%) Homeowner's exemption$215,787 (+2.9%)$290,038 (-5.43%) Land $92,000 Building $198,038
2024$2,516.00 (+8.4%) Homeowner's exemption$209,706 (+3%)$306,694 (+0.5%) Land $92,000 Building $214,694
2023$2,321.00 (+3.57%) Homeowner's exemption$203,598 (+3%)$305,160 (-5.72%) Land $90,000 Building $215,160
2022$2,241.00 Homeowner's exemption$197,668$323,676 Land $76,000 Building $247,676

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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