130 Kurken Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 130 Kurken Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,263 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,342 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-101-001-000`

Property Details

APN / Parcel Number

Primary APN	`08-31-101-001-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,263 sqft Building Perimeter
1st Floor Area	1,074 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Garage Area	768 sqft
Driveway	Concrete Driveway
Driveway Area	1,275 sqft
Porch	Slab
Porch Area	40 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	130 KURKEN DR
City	WATERLOO
State	IL
Zip	62298-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 39 BELLE FONTAINE HEIGHTS 4
Legal Range	09W
Legal Township	02S
Legal Section	31
Legal Subdivision	BELLE FONTAINE HEIGHTS
Legal Lot Number	39
Jurisdiction	MONROE IL
Township / Civil Division	33
Census Block Group	2
Census Block	2019
Census Tract	600501

Owner

130 Kurken Dr is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 KURKEN DR, WATERLOO, IL 62298-2867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	130 KURKEN DR, WATERLOO, IL 62298-2867
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414707
Date	Feb 5, 2021
Instrument	414707

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	130 KURKEN DR, WATERLOO, IL 62298-2867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413190
Date	Dec 8, 2020
Instrument	413190

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 Kurken Dr was $7,342, up 8.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,342.00 (+8.77%) Homeowner's exemption	$126,080 Land $17,180 Building $108,900	$378,240 Land $51,540 Building $326,700
2024	$6,750.00
2022	Additional exemption filed	$93,710 Land $15,650 Building $78,060	$281,130 Land $46,950 Building $234,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Kurken Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130 Kurken Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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