Monroe County property record for 128 Kurken Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,843 sqft · built 2000 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2022) |
| Tax Bill | $6,186 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-101-002-000 |
| Primary APN | 08-31-101-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Basement Area | 1,843 sqft |
| Unfinished Basement | 1,843 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 770 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,209 sqft |
| Porch | Slab |
| Porch Area | 105 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 KURKEN DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 38 BELLE FONTAINE HEIGHTS 4 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 31 |
| Legal Subdivision | BELLE FONTAINE HEIGHTS |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 33 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 600501 |
Source: Monroe County assessment roll, APN 08-31-101-002-000, as of August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 KURKEN DR, WATERLOO, IL 62298-2867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPLE RIVER STATE BANK |
| Nov 01, 2019 | Deed, Transfer · Balloon Mortgage APPLE RIVER STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on Record |
| Deed Sale | Jun 28, 2022 · Amount on Record |
| Prior Sale | Nov 01, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 28, 2022 |
| Property Address | 128 KURKEN DR, WATERLOO, IL 62298-2867 |
| Document Number | 0000424912 |
| Map Reference | DOC 184955 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 424912 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12335 HALFMOON LAKE TER, 12335, BRADENTON, FL 34211-8222 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 KURKEN DR, WATERLOO, IL 62298-2867 |
| Investor | Possibly a Property Investor |
| Document Number | 0000424913 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 424913 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.18% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 128 KURKEN DR, WATERLOO, IL 62298-2867 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419114 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 419114 |
| Name | APPLE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 01, 2019 |
| Property Address | 128 KURKEN DR, WATERLOO, IL 62298-2867 |
| Document Number | 0000404480 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 404480 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 KURKEN DR, WATERLOO, IL 62298-2867 |
| Document Number | 0000404481 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 404481 |
| Name | APPLE RIVER STATE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Monroe County assessment roll as of August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113,100 (+26.34%) Land $17,050 Building $96,050 | $339,300 (+26.34%) Land $51,150 Building $288,150 | |
| 2024 | $6,186.00 | ||
| 2022 | Additional exemption filed | $89,520 Land $15,570 Building $73,950 | $268,560 Land $46,710 Building $221,850 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 475 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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