130 Forest Run, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 130 Forest Run, Sugar Mountain, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,224 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$290,000 (May 2021)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75529`

Property Details

APN / Parcel Number

Primary APN	`75529`
Alternative APN	`18571287207300000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Heated Area
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2009
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Deck Area	464 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	75529
Street Address	130 FOREST RUN
City	SUGAR MOUNTAIN
State	NC
Zip	28604-9660
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R2
Legal Description	SM MUSHROOM PK LOT 45 PLAT 17-30
Legal Subdivision	SM MUSHROOM PK
Legal Lot Number	45
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1028
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2212 STONEROSE CIR, RALEIGH, NC 27606-8706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 25, 2021	Warranty Deed, Transfer
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	0005602024
Deed Book / Page	560 / 2024
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	130 FOREST RUN, SUGAR MOUNTAIN, NC 28604-9660
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003027
Date	May 26, 2021
Book Page	560/2090
Instrument	2021003027

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	May 25, 2021
Property Address	130 FOREST RUN, SUGAR MOUNTAIN, NC 28604-9660
Document Number	2021003013
Book / Page	560 / 2024
Map Reference	MB 3 PG 54
Instrument Date	May 13, 2021
Instrument	2021003013
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 896, SHEFFIELD, MA 01257-0896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 STONEROSE CIR, RALEIGH, NC 27606-8706

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	130 FOREST RUN, SUGAR MOUNTAIN, NC 28604-9660
Document Number	0005131307
Book / Page	000513 / 001307
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 FOREST RUN SUGAR MOUNTAIN NC 286049660, SUGAR MOUNTAIN, NC 28604-9660

Mortgage

Document Number	0005131307
Date	Oct 24, 2017
Book Page	000513/001307
Instrument	4157

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2032

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+69.95%)	$294,500 (-) Land $33,000 Building $261,500	$294,500 (-) Land $33,000 Building $261,500
2023	$1,178.00	$294,500 (-) Land $33,000 Building $261,500	$294,500 (-) Land $33,000 Building $261,500
2022	$1,178.00	$294,500 Land $33,000 Building $261,500	$294,500 Land $33,000 Building $261,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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