130 Falls Leaf Dr, Troutman, NC 28166 Property Records

Iredell County property record for 130 Falls Leaf Dr, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,570 sqft · built 2024
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,500 (May 2025)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4740-19-1939.000`

Property Details

APN / Parcel Number

Primary APN	`4740-19-1939.000`
Alternative APN	`80055034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,570 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,020 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Width	136 ft Width
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80055034
Street Address	130 FALLS LEAF DR
City	TROUTMAN
State	NC
Zip	28166-0227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L4 WINDSTONE AT AUTUMN LEAF PB77-140
Legal Subdivision	WINDSTONE AT AUTUMN LEAF
Legal Lot Number	4
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3007
Census Tract	61202

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 30, 2025	Public Action, Foreclosure · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Deed Book / Page	3138 / 2403
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	May 13, 2026
Property Address	130 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Document Number	3214000432
Book / Page	3214 / 432
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FALLS LEAF DR, TROUTMAN, NC 28166-0227

Mortgage

Document Number	3214000432,
Date	May 13, 2026
Book Page	3214/432

Lender

Name	BLUEHARBOR BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	130 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FALLS LEAF DR, TROUTMAN, NC 28166-0227

Mortgage

Document Number	0032021638
Date	Mar 25, 2026
Book Page	3202/1638

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	IREDELL NC
Recording Date	May 30, 2025
Property Address	130 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Document Number	0031382403
Book / Page	3138 / 2403
Map Reference	MB 77 PG 140
Instrument Date	Apr 22, 2025
Transaction Type	Foreclosure
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 FROWEIN RD # 62, 62, CENTER MORICHES, NY 11934-1608

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031382406
Date	May 30, 2025
Instrument	3138/2406

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,480 (+38.05%) Land $40,000 Building $461,480	$501,480 (+38.05%) Land $40,000 Building $461,480
2025	$2,239.00 (+792.03%)	$363,270 (+808.18%) Land $40,000 Building $323,270	$363,270 (+808.18%) Land $40,000 Building $323,270
2024	$251.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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