124 Falls Leaf Dr, Troutman, NC 28166 Property Records

Iredell County property record for 124 Falls Leaf Dr, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,525 sqft · built 2023
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2026)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4740-19-2847.000`

Property Details

APN / Parcel Number

Primary APN	`4740-19-2847.000`
Alternative APNs	`80055034` `80108966`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,525 sqft Heated Area
Gross Area	3,339 sqft
1st Floor Area	2,005 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Width	167 ft Width
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80108966
Street Address	124 FALLS LEAF DR
City	TROUTMAN
State	NC
Zip	28166-0227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L3 WINDSTONE AT AUTUMN LEAF PB77-140
Legal Subdivision	WINDSTONE AT AUTUMN LEAF SUBDIVISION
Legal Lot Number	3
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3007
Census Tract	61202

Owner

Source: Iredell County assessment roll, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jan 30, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jan 30, 2024 · Amount on Record
Deed Book / Page	3207 / 773
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 14, 2026
Property Address	124 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Document Number	3207000773
Book / Page	3207 / 773
Instrument Date	Apr 9, 2026
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ROYAL OAKS TITLE COMPANY, ROYAL OAK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Investor	Possibly a Property Investor

Mortgage

Document Number	3207000775,
Date	Apr 14, 2026
Book Page	3207/775

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 30, 2024
Property Address	124 FALLS LEAF DR, TROUTMAN, NC 28166-0227
Document Number	0003040758
Book / Page	3040 / 758
Map Reference	MB 77 PG 140
Instrument Date	Jan 30, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 FROWEIN RD # RDG2, RDG2, CENTER MORICHES, NY 11934-1608

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040761
Date	Jan 30, 2024
Instrument	3040/761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,142.00 (+4.66%)	$513,780 (+4.77%) Land $40,000 Building $473,780	$513,780 (+4.77%) Land $40,000 Building $473,780
2024	$3,002.00 (+1,150.83%)	$490,400 (+1,126%) Land $40,000 Building $450,400	$490,400 (+1,126%) Land $40,000 Building $450,400
2023	$240.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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