130 Falls Dr, Westminster, SC 29693 Property Records

Oconee County property record for 130 Falls Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,515 sqft
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Mar 2021)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Sep 2021 Construction Loan Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`323-02-04-039`

Property Details

APN / Parcel Number

Primary APN	`323-02-04-039`
Alternative APN	`48422`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48422
Old Parcel Number	323 02 04 039
Street Address	130 FALLS DR
City	WESTMINSTER
State	SC
Zip	29693-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 995 CHICKASAW POINT (.36 AC)
Legal Subdivision	CHICKASAW POINT
Legal Block	4
Legal Lot Number	995
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2010
Census Tract	30901

Owner

130 Falls Dr is owned and occupied by an individual who bought it in March 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	130 FALLS DR, WESTMINSTER, SC 29693-6419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Mar 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Deed Document Number	0000015573
Deed Book / Page	2669 / 244
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	130 FALLS DR, WESTMINSTER, SC 29693-6419
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004149
Date	Sep 10, 2021
Book Page	4213/132
Instrument	4149

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 25, 2021
Property Address	130 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0000015573
Book / Page	2669 / 244
Map Reference	MB B214 PG 10
Instrument Date	Mar 15, 2021
Instrument	15573
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Tax	$129.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 SALZEDO ST APT 405, 405, CORAL GABLES, FL 33134-3984

Tax Assessment & Valuation

The 2025 property tax bill for 130 Falls Dr was $1,268.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00	$12,086 Land $1,382 Building $10,704	$302,160 Land $34,560 Building $267,600
2023		$1,382 Land $1,382	$34,560 Land $34,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Falls Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: AT&T.

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