122 Falls Dr, Westminster, SC 29693 Property Records

Oconee County property record for 122 Falls Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,295 sqft · built 1994
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Sep 2023)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Sep 2023 Sale Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`323-02-04-035`

Property Details

APN / Parcel Number

Primary APN	`323-02-04-035`
Alternative APN	`48419`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48419
Street Address	122 FALLS DR
City	WESTMINSTER
State	SC
Zip	29693-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 991 CHICKASAW
Legal Subdivision	CHICKASAW
Legal Block	4
Legal Lot Number	991
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2010
Census Tract	30901

Owner

Source: Oconee County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed, Transfer
Feb 25, 2021	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Oct 9, 2019	Grant Deed, Construction Loan · Construction Mortgage MORGAN BERNARD LIVING TR (LT)
Oct 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	20233738
Deed Book / Page	2988 / 37
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	0023810060
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 28, 2023
Property Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0000003738
Book / Page	2988 / 37
Map Reference	MB P34 PG 81
Instrument Date	Sep 25, 2023
Instrument	3738
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$821.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 FALLS DR, WESTMINSTER, SC 29693-6419

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 25, 2021
Property Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0000013702
Book / Page	2659 / 12
Map Reference	MB P34 PG 81
Instrument Date	Feb 18, 2021
Instrument	13702
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$863.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013725
Date	Feb 25, 2021
Book Page	4107/93
Instrument	13725

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 9, 2019
Property Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0025110021
Book / Page	002511 / 000021
Instrument Date	Oct 4, 2019
Transaction Type	Construction Loan
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$734.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 FAUS DR DUE WEST SC 29639, DUE WEST, SC 29639

Mortgage

Document Number	38810184
Date	Oct 9, 2019
Book Page	003881/000184

Lender

Name	MORGAN BERNARD LIVING TR (LT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 8, 2021

Interest

Rate	8%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 9, 2019
Property Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0025110016
Book / Page	002511 / 000016
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	250 MORTON CREEK CIR ALPHARETTA GA 300228100, ALPHARETTA, GA 30022-8100

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 24, 2018
Property Address	122 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0023810060
Book / Page	002381 / 000060
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	250 MORTON CREEK CIR ALPHARETTA GA 300228100, ALPHARETTA, GA 30022-8100

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00	$13,246 (+43.49%) Land $160 Building $13,086	$331,150 (+43.49%) Land $4,000 Building $327,150
2023		$9,231 (+13.07%) Land $160 Building $9,071	$230,780 (+13.07%) Land $4,000 Building $226,780
2022		$8,164 Land $160 Building $8,004	$204,099 Land $4,000 Building $200,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: AT&T.

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