130 Espina, Irvine, CA 92620 Property Records

Orange County property record for 130 Espina, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,228 sqft · built 2017
Lot Size	0.081 acres (3,542 sqft)
Owner	Individual Name on Record
Last Sale	$1,119,500 (Sep 2017)
Tax Bill	$16,259 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551-742-37`

Property Details

APN / Parcel Number

Primary APN	`551-742-37`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	3,542 sqft (0.081 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	130 ESPINA
City	IRVINE
State	CA
Zip	92620-7346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17859 BLK LOT 37
Legal Tract	17859
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3001
Census Tract	52421

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 WHITEPLUME, IRVINE, CA 92618-4802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Jan 16, 2019	Deed of Trust, Mortgage · ARM CATHAY BANK
Sep 18, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 18, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Sep 18, 2017
Deed Document Number	2017000395477
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	130 ESPINA, IRVINE, CA 92620-7346
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066968
Date	Feb 17, 2022
Instrument	2022000066968

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	130 ESPINA, IRVINE, CA 92620-7346
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE ORAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015800
Date	Jan 16, 2019
Instrument	2019000015800

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 18, 2017
Property Address	130 ESPINA, IRVINE, CA 92620-7346
Document Number	0000395476
Instrument Date	Jun 16, 2017
Instrument	395476
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 18, 2017
Property Address	130 ESPINA, IRVINE, CA 92620-7346
Document Number	0000395477
Map Reference	MB944 PG12-17
Instrument Date	Jun 16, 2017
Instrument	2017000395477
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WHITEMPLUM, IRVINE, CA 92618-4802

Mortgage

Document Number	0000395478
Date	Sep 18, 2017
Instrument	2017000395478

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2018
Change Frequency	4 Years
Min Rate At Change	4.32%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,259.00 (+3.67%)	$1,273,629 (+4.04%) Land $837,711 Building $435,918
2023	$15,684.00 (+1.69%)	$1,224,173 Land $805,181 Building $418,992
2022	$15,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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