122 Espina, Irvine, CA 92620 Property Records

Orange County property record for 122 Espina, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,228 sqft · built 2017
Lot Size	0.094 acres (4,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,080,000 (Sep 2025)
Tax Bill	$16,198 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-742-41`

Property Details

APN / Parcel Number

Primary APN	`551-742-41`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,074 sqft (0.094 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	122 ESPINA
City	IRVINE
State	CA
Zip	92620-7346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17859 BLK LOT 41
Legal Subdivision	TR 17859
Legal Tract	17859
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3001
Census Tract	52421

Owner

Source: Orange County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 ESPINA, IRVINE, CA 92620-7346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 26, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 26, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	2025243155
Prior Transfer Date	Aug 26, 2025
Prior Transfer Doc	0000243154
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	122 ESPINA, IRVINE, CA 92620-7346
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ESPINA, IRVINE, CA 92620-7346

Mortgage

Document Number	0000347682
Date	Dec 16, 2025
Instrument	2025000347682

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 26, 2017
Property Address	122 ESPINA, IRVINE, CA 92620-7346
Document Number	0000408674
Instrument Date	Jul 7, 2017
Instrument	408674
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 26, 2017
Property Address	122 ESPINA, IRVINE, CA 92620-7346
Document Number	0000408676
Instrument Date	Jul 7, 2017
Instrument	408676
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 ESPINA IRVINE CA 926207346, IRVINE, CA 92620-7346

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,198.00 (+1.7%)	$1,267,754 (+4.04%) Land $833,201 Building $434,553
2024	$15,928.00 (+1.93%)
2023	$15,626.00 (+1.7%)	$1,218,527 Land $800,847 Building $417,680
2022	$15,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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