130 Elkhorn Dr, Georgetown, KY 40324 Property Records

Scott County property record for 130 Elkhorn Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,247 sqft · built 2005
Lot Size	1.02 acres (44,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Jun 2016)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-00-081.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-081.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,247 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	44,693 sqft (1.02 acres)
Garage Type	Mixed
Garage Area	1,257 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	130 ELKHORN DR
City	GEORGETOWN
State	KY
Zip	40324-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	192
Legal Unit	B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1006
Census Tract	40601

Owner

Source: Scott County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 ELKHORN DR, GEORGETOWN, KY 40324-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	2016356804
Deed Book / Page	378 / 623
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Sep 23, 2026
Property Address	130 ELKHORN DR, GEORGETOWN, KY 40324-9477
Document Number	0000603434
Book / Page	1919 / 788
Instrument Date	Sep 11, 2026
Instrument	2026603434
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ELKHORN DR, GEORGETOWN, KY 40324-9477
Investor	Possibly a Property Investor

Mortgage

Document Number	0000603434,
Date	Sep 23, 2026
Book Page	1919/788
Instrument	2026603434

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	130 ELKHORN DR, GEORGETOWN, KY 40324-9477
Transaction Type	Mortgage
Record Updated	Aug 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1531/312
Date	Aug 10, 2020
Book Page	M1531/312
Instrument	419929

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	130 ELKHORN DR, GEORGETOWN, KY 40324-9477
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1456/588
Date	Aug 21, 2019
Book Page	M1456/588
Instrument	403838

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 8, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,200 (+12.64%)	$514,200 (+12.64%)
2025	$4,066.00 (+4.15%)	$456,500 (+6.01%)	$456,500 (+6.01%)
2023	$3,904.00	$430,600 Land $70,000 Building $360,600	$430,600 Land $70,000 Building $360,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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