128 Elkhorn Dr, Georgetown, KY 40324 Property Records

Scott County property record for 128 Elkhorn Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,933 sqft · built 2000
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2015)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063-00-085.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-085.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,933 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Combination
Foundation Type	Block
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 ELKHORN DR
City	GEORGETOWN
State	KY
Zip	40324-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	40
Legal Unit	B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1006
Census Tract	40601

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 ELKHORN DR, GEORGETOWN, KY 40324-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Jun 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Prior Sale	Dec 19, 2012 · Amount on Record
Deed Document Number	0000370755
Deed Book / Page	370 / 755
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 ELKHORN DR, GEORGETOWN, KY 40324-9477
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1594/458
Date	Apr 5, 2021
Book Page	M1594/458
Instrument	432014

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 4, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 ELKHORN DR, GEORGETOWN, KY 40324-9477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1398/135
Date	Jun 20, 2018
Book Page	M1398/135
Instrument	387678

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	40234

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00 (+13.44%)	$343,000 (+15.45%)	$343,000 (+15.45%)
2023	$2,693.00	$297,100 Land $70,000 Building $227,100	$297,100 Land $70,000 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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