130 E Oak St, Ovid, MI 48866 Property Records

Clinton County property record for 130 E Oak St, Ovid, MI 48866 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1880
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Oct 2021)
Tax Bill	$945 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-000-028-004-00`

Property Details

APN / Parcel Number

Primary APN	`580-000-028-004-00`
Alternative APN	`12100002800400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	299 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	130 E OAK ST
City	OVID
State	MI
Zip	48866-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK. 28, OVID.
Legal Block	28
Legal Lot Number	4
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3027
Census Tract	11001

Owner

Source: Clinton County records · APN 580-000-028-004-00

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 E HIGHAM ST, SAINT JOHNS, MI 48879-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	20215316743
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Oct 18, 2021
Property Address	130 E OAK ST, OVID, MI 48866-9702
Document Number	5316743
Map Reference	LB 21 G 367
Instrument Date	Oct 14, 2021
Instrument	5316743
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$911.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 W FRONT ST, 727, OVID, MI 48866-9617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 E HIGHAM ST, SAINT JOHNS, MI 48879-1611

Mortgage

Document Number	5316744
Date	Oct 18, 2021
Instrument	5316744

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	Ovid City
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (+3.31%) Land $4,700 Building $42,100	$93,600 (+3.31%) Land $9,400 Building $84,200
2025	$945.00 (-30.57%) Homeowner's exemption	$45,300 (+27.25%) Land $2,500 Building $42,800	$90,600 (+27.25%) Land $5,000 Building $85,600
2024	$1,361.00 (+10.47%)
2023	$1,232.00 Homeowner's exemption	$35,600	$71,200
2022	$1,232.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.