Clinton County property record for 117 E Oak St, Ovid, MI 48866 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,484 sqft · built 1900 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jan 2023) |
| Tax Bill | $2,588 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 580-000-021-017-00 |
| Primary APN | 580-000-021-017-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 872 sqft |
| Unfinished Basement | 872 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 117 ft deep x 100 ft wide |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Balcony Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 117 E OAK ST |
|---|---|
| City | OVID |
| State | MI |
| Zip | 48866-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 & 18, BLK. 21, OVID. |
| Legal Subdivision | VILLAGE OVID |
| Legal Block | 21 |
| Legal Lot Number | 17-18 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 11001 |
Source: Clinton County records · APN 580-000-021-017-00
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 E OAK ST, ALGONA, IA 50511-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 04, 2023 | Warranty Deed, Transfer · VA Mortgage PLATINUM HOME MORTGAGE CORP |
| Sep 08, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 07, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 01, 2017 | Warranty Deed, Transfer · FHA Mortgage |
| Dec 01, 2017 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2023 · Amount on Record |
| Deed Sale | Jan 04, 2023 · Amount on Record |
| Prior Sale | Sep 08, 2021 · Amount on Record |
| Deed Document Number | 20235332041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 0005358091 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 5358091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Jan 04, 2023 |
| Property Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 0005332041 |
| Map Reference | LB 21 PG 367 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 5332041 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Name | Verified Name |
|---|---|
| Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 0005332072 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 5332072 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Sep 08, 2021 |
| Property Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 5315026 |
| Map Reference | LB 21 PG 367 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 5315026 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 E OAK ST, 117, OVID, MI 48866-9702 |
| Name | Verified Name |
|---|---|
| Address | 14227 BLARNEY CIR, CEMENT CITY, MI 49233-9729 |
| Document Number | 5315027 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 5315027 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | 5289143 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 5289143 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Dec 01, 2017 |
| Property Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 5261253 |
| Map Reference | LB21 PG367 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 5261253 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6885 CHEDDAR VALLEY DR, 6885, BRIGHTON, MI 48116-8806 |
| Name | Verified Name |
|---|---|
| Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 5261254 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 5261254 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Dec 01, 2017 |
| Property Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 5261253 |
| Map Reference | LB21 PG367 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 5261253 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6885 CHEDDAR VALLEY DR, 6885, BRIGHTON, MI 48116-8806 |
| Name | Verified Name |
|---|---|
| Address | 117 E OAK ST, OVID, MI 48866-9702 |
| Document Number | 5261254 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 5261254 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| Municipality | Ovid City |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,700 (+4.53%) Land $9,400 Building $101,300 | $221,400 (+4.53%) Land $18,800 Building $202,600 | |
| 2025 | $2,588.00 (-30.56%) Homeowner's exemption | $105,900 (+27.9%) Land $5,000 Building $100,900 | $211,800 (+27.9%) Land $10,000 Building $201,800 |
| 2024 | $3,727.00 (+23.9%) | ||
| 2023 | $3,008.00 Homeowner's exemption | $82,800 | $165,600 |
| 2022 | $3,008.00 |
Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures