130 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 130 E North Ave, Lake Bluff, IL 60044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1910
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Apr 2023)
Tax Bill	$10,804 (2024)
Deeds & Mortgages	Jul 2026 Sale Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-107-035`

Property Details

APN / Parcel Number

Primary APN	`12-21-107-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	912 sqft
Upper Floors Area	540 sqft
Basement Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	130 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 19 BLOCK 42
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	42
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2038
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-107-035

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	359 E WISCONSIN AVE, LAKE FOREST, IL 60045-1467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit NORTHBROOK BANK & TRUST CO NA
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	20237968849
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0006745372
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 17, 2026
Property Address	130 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0008182714
Instrument Date	Jul 09, 2026
Instrument	20268182714
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$109,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E ILLINOIS RD, LAKE FOREST, IL 60045-2354

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	130 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	Mar 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008021618
Date	Feb 27, 2024
Instrument	8021618

Lender

Name	NORTHBROOK BANK & TRUST CO NA
Type	Bank
Address	NORTHBROOK, IL 60062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Apr 18, 2023
Property Address	130 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007968849
Map Reference	DOC 33760
Instrument Date	Mar 26, 2023
Instrument	7968849
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E NORTH AVE, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	0007968850
Date	Apr 18, 2023
Instrument	7968850

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 01, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	Other
Max Rate	11%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	130 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007838032
Date	Oct 26, 2021
Instrument	7838032

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 27, 2017
Property Address	130 E NORTH AVE, LAKE BLUFF, IL 60044-2134
Document Number	0007382261
Instrument Date	Mar 13, 2017
Instrument	7382261
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 E NORTH AVE LAKE BLUFF IL 600442134, LAKE BLUFF, IL 60044-2134

Mortgage

Document Number	7382262
Date	Mar 27, 2017
Instrument	7382262

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,237 (+3.79%) Land $106,347 Building $64,890	$513,762 (+3.79%) Land $319,073 Building $194,689
2024	$10,804.00 (+1.42%)
2023	$10,653.00 (+3.64%)	$164,984 (+5.36%) Land $81,779 Building $83,205	$495,002 (+5.36%) Land $245,362 Building $249,640
2022	$10,279.00	$156,595 Land $77,174 Building $79,421	$469,832 Land $231,545 Building $238,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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