St. Clair County property record for 130 Delta Dr, Algonac, MI 48001 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,848 sqft |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (May 2026) |
| Tax Bill | $2,297 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-167-0009-000 |
| Primary APN | 74-01-167-0009-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 58 ft deep x 107 ft wide |
| Garage Area | 1,056 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 130 DELTA DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 & W 18' LOT 14 ABRAM SMITH & SONS SECOND ADDITION TO THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER 24 OF PLATS PG 3 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | ABRAM SMITH & SONS SECOND ADD |
| Legal Lot Number | 13-14 |
| Legal Unit | 13,14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-167-0009-000
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 115 ARTIC AVE, TAVERNIER, FL 33070-2954 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 07, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA EASTERN MICHIGAN |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Apr 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 15, 2026 | Warranty Deed, Transfer LIBERTY TITLE |
| May 22, 2023 | Intrafamily Transfer, Transfer |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Apr 06, 2006 · Amount on Record |
| Deed Document Number | 20269864 |
| Deed Book / Page | 5924 / 380 |
| Prior Transfer Date | May 22, 2023 |
| Prior Transfer Doc | 0005623887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Document Number | 0005695851 |
|---|---|
| Date | Mar 07, 2024 |
| Book Page | 5695/851 |
| Instrument | 2024003763 |
| Name | FIFTH THIRD BANK NA EASTERN MICHIGAN |
|---|---|
| Address | 1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 DEITA DR, ALGONAC, MI 48001-1303 |
| Document Number | 0000542739 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 5427/39 |
| Instrument | 2021027524 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 03, 2026 |
| Property Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Document Number | 0000006383 |
| Book / Page | 5912 / 133 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20266383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 115 ARTIC AVE, TAVERNIER, FL 33070-2954 |
| Document Number | 0000006383, |
|---|---|
| Date | Apr 03, 2026 |
| Book Page | 5912/133 |
| Instrument | 20266383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 15, 2026 |
| Property Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Document Number | 0005924380 |
| Book / Page | 5924 / 380 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.9864 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $174,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 115 ARTIC AVE, TAVERNIER, FL 33070-2954 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 22, 2023 |
| Property Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Document Number | 0005623887 |
| Book / Page | 5623 / 887 |
| Map Reference | LB 24 PG 3 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023009283 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Name | Verified Name |
|---|---|
| Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 130 DELTA DR, ALGONAC, MI 48001-1303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 130 DEITA DR, ALGONAC, MI 48001-1303 |
| Document Number | 542739 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 5427/39 |
| Instrument | 2021027524 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,297.00 (-39.28%) Homeowner's exemption | $156,500 (+18.92%) | |
| 2024 | $3,783.00 (+12.09%) | $313,000 (+18.92%) | |
| 2023 | $131,600 | ||
| 2022 | $3,375.00 | $263,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Nearby Flood Policies | 76 in force 66 of 76 on primary residences |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures