St. Clair County property record for 115 Delta Dr, Algonac, MI 48001 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 1,706 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2012) |
| Tax Bill | $2,502.00 (2025) |
Source: St. Clair County records · APN 74-01-167-0006-001
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 DELTA DR, ALGONAC, MI 48001-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage LAKE TRUST CU |
| May 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2012 · Amount on Record |
| Deed Sale | Feb 24, 2012 · Amount on Record |
| Prior Sale | May 04, 2011 · Amount on Record |
| Deed Doc Number | 20124115 |
| Deed Book / Page | 4227 / 304 |
| Prior Transfer Date | May 03, 2011 |
| Prior Transfer Doc | 004148/680 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 115 DELTA DR, ALGONAC, MI 48001-1366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 DELTA DR, ALGONAC, MI 48001-1366 |
| Document Number | 0005599542 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 5599/542 |
| Instrument | 2023002696 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | BRIGHTON, MI 48114 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Aug 29, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 115 DELTA DR, ALGONAC, MI 48001-1366 |
| Document Number | 0050710452 |
| Instrument Date | May 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 DELTA DR ALGONAC MI 480011366, ALGONAC, MI 48001-1366 |
| Document Number | 0050710452 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 005071/000452 |
| Name | MICHIGAN H/O ASSISTANCE |
|---|---|
| Address | LANSING, MI 48912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,502.00 (-42.6%) Homeowner's exemption | $174,500 (+18.63%) | |
| 2024 | $4,359.00 (+12.09%) | $349,000 (+18.63%) | |
| 2023 | $147,100 | ||
| 2022 | $3,889.00 | $294,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-01-167-0006-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,706 sqft Living Area |
| 1st Floor | 975 sqft 1st Floor |
| Basement Area | 975 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Architectural Style | Ranch Style |
|---|---|
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 107 ft x 116 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 720 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 115 DELTA DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1366 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10 AND E 36' OF LOT 11 ABRAM SMITH & SONS SECOND ADDT VILLAGE OF ALGONAC |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | ABRAM SMITH & SONS SECOND ADD |
| Legal Lot Number | 9-11 |
| Legal Unit | 9,11 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 649000 |
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