130 Coopersmith Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 130 Coopersmith Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,176 sqft · built 2015
Lot Size	0.151 acres (6,570 sqft)
Owner	Company Name on File
Last Sale	$4,300,000 (Dec 2020)
Tax Bill	$41,431 (2025)
Deeds & Mortgages	Dec 2020 Sale Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16011-000-0110`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16011-000-0110`
Alternative APNs	`20-318-16011-000-0110` `1036509`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,176 sqft Living Area
Gross Area	6,578 sqft
1st Floor Area	2,000 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,570 sqft (0.151 acres)
Garage Type	Detached
Garage Area	330 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	712 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 COOPERSMITH LN
City	INLET BEACH
State	FL
Zip	32461-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WSBCH
Legal Description	LOT 11 WATERSOUND BEACH PH 2 PB 15-50 OR 2512-1951 OR 2527-361 OR 2629-2 OR 3037-3603 OR 3115-547 OR 3175-222
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

130 Coopersmith Ln is owned by a company that bought it in December 2020.

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 530543, BIRMINGHAM, AL 35253-0543
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer PROVIDENT TITLE
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Aug 19, 2019 · Amount on File
Deed Document Number	202053205
Deed Book / Page	3175 / 222
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 23, 2020
Property Address	130 COOPERSMITH LN, INLET BEACH, FL 32461-8523
Document Number	0031750222
Book / Page	003175 / 000222
Instrument Date	Dec 21, 2020
Instrument	53205
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Tax	$30,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 530543 BIRMINGHAM AL 352530543, BIRMINGHAM, AL 35253-0543

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 19, 2019
Property Address	130 COOPERSMITH LN, INLET BEACH, FL 32461-8523
Document Number	0031150547
Book / Page	3115 / 0547
Map Reference	MB 15 PG 50
Instrument Date	Aug 16, 2019
Instrument	20190028136
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COASTAL TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4424 ROSECLIFF DR, 4424, CHARLOTTE, NC 28277-8658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 COOPERSMITH LN, INLET BEACH, FL 32461-8523

Mortgage

Document Number	0003115549
Date	Aug 19, 2019
Instrument	3115/549

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 5, 2017
Property Address	130 COOPERSMITH LN, INLET BEACH, FL 32461-8523
Document Number	0030373603
Book / Page	3037 / 3603
Map Reference	MB15 PG50
Instrument Date	Apr 3, 2017
Instrument	20170010612
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4947 E COUNTY HIGHWAY 30A, 4947, SANTA ROSA BEACH, FL 32459-6595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 ROSECLIFF DR, CHARLOTTE, NC 28277-8658

Mortgage

Document Number	0030373605
Date	Apr 5, 2017
Instrument	3037/3605

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 130 Coopersmith Ln was $41,431.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,431.00	$4,585,356 Land $1,290,000 Building $3,295,356	$4,585,356 Land $1,290,000 Building $3,295,356
2023	$36,983.00 (+9.97%)	$4,382,431 (+14.5%) Land $1,288,662 Building $3,093,769	$4,382,431 (+14.5%) Land $1,288,662 Building $3,093,769
2022	$33,629.00	$3,827,447 Land $1,430,415 Building $2,397,032	$3,827,447 Land $1,430,415 Building $2,397,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Coopersmith Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Coopersmith Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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