130 Concord St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 130 Concord St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,890 sqft · built 1880
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jun 2018)
Tax Bill	$4,745 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D14890`

Property Details

APN / Parcel Number

Primary APN	`D14890`
Alternative APNs	`LOWE M:201 B:1445 L:130` `M:000201 T:D14890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	917 sqft
Basement Area	917 sqft
Unfinished Basement	757 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	1,307 sqft (0.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D14890
Street Address	130 CONCORD ST
City	LOWELL
State	MA
Zip	01852-2703
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	1445
Legal Lot Number	130
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2013
Census Tract	312400

Owner

130 Concord St, a duplex, is owned by an individual who bought it in June 2018.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	128 CONCORD ST, 130, LOWELL, MA 01852-2703
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Prior Sale	Jun 8, 2012
Deed Book / Page	32194 / 24
Transfer Doc	0032194-24
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 27, 2018
Property Address	130 CONCORD ST, LOWELL, MA 01852-2703
Document Number	32194-24
Book / Page	32194 / 24
Instrument	26916
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CONCORD ST, LOWELL, MA 01852-2703

Mortgage

Document Number	321940028
Date	Jun 27, 2018
Instrument	32194/0028

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 130 Concord St was $4,745, up 6.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,745.00 (+6.25%)	$418,100 (+7.48%) Land $102,900 Building $315,200	$489,695
2025	$4,466.00 (+6.31%)	$389,000 (+10.29%) Land $89,700 Building $299,300
2024	$4,201.00 (+4.82%)	$352,700 (+9.3%) Land $87,900 Building $264,800
2023	$4,008.00	$322,700 Land $76,400 Building $246,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Concord St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880