Middlesex County and Lowell City property record for 124 Concord St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,834 sqft · built 1880 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Dec 2019) |
| Tax Bill | $5,136 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B16955 |
| Primary APN | B16955 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,795 sqft |
| 1st Floor Area | 917 sqft |
| Basement Area | 917 sqft |
| Unfinished Basement | 917 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | B16955 |
|---|---|
| Street Address | 124 CONCORD ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2703 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 1445 |
| Legal Lot Number | 124 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 312400 |
124 Concord St, a duplex, is owned by two individuals who bought it in December 2019.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 PLEASANT ST, WOBURN, MA 01801-4135 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR |
| Aug 28, 2017 | Quit Claim Deed, Transfer · FHA Mortgage HOMESTEAD FNDG |
| Feb 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on File |
| Deed Sale | Dec 11, 2019 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 201955583 |
| Deed Book / Page | 33647 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 11, 2019 |
| Property Address | 124 CONCORD ST, LOWELL, MA 01852-2703 |
| Document Number | 33647-216 |
| Book / Page | 033647 / 000216 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 55583 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,523.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 QUINCY SHORE DR QUINCY MA 021711536, QUINCY, MA 02171-1536 |
| Document Number | 33647-218 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 033647/000218 |
| Instrument | 55584 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 28, 2017 |
| Property Address | 124 CONCORD ST, LOWELL, MA 01852-2703 |
| Document Number | 31418-257 |
| Book / Page | 031418 / 000257 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 37930 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 WALTON ST LOWELL MA 018515007, LOWELL, MA 01851-5007 |
| Document Number | 31418-260 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 031418/000260 |
| Instrument | 37931 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 3, 2017 |
| Property Address | 124 CONCORD ST, LOWELL, MA 01852-2703 |
| Document Number | 30891-24 |
| Book / Page | 030891 / 000024 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 5358 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 229 STEDMAN ST LOWELL MA 018512705, LOWELL, MA 01851-2705 |
The 2026 property tax bill for 124 Concord St was $5,136, up 6.1% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,136.00 (+6.12%) | $452,500 (+7.33%) Land $103,000 Building $349,500 | $497,009 |
| 2025 | $4,840.00 (+6.56%) | $421,600 (+10.54%) Land $89,800 Building $331,800 | |
| 2024 | $4,542.00 (+4.73%) | $381,400 (+9.22%) Land $88,000 Building $293,400 | |
| 2023 | $4,337.00 | $349,200 Land $76,500 Building $272,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Concord St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 124 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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