130 Camp Joy Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 130 Camp Joy Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,361 sqft · built 1900
Lot Size	2.73 acres (119,191 sqft)
Owner	Trust Name on File
Tax Bill	$411 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-10-24-5530-0342-0000`

Property Details

APN / Parcel Number

Primary APN	`03-10-24-5530-0342-0000`
Alternative APN	`38315`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,361 sqft Living Area
Gross Area	2,041 sqft
1st Floor Area	2,041 sqft
Flooring	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	119,191 sqft (2.73 acres)
Lot Dimensions	260 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	434 sqft
Carport	Carport
Carport Area	434 sqft
Porch	Finished/Screened Porch
Porch Area	1,160 sqft
Deck Area	720 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	38315
Street Address	130 CAMP JOY RD
City	INTERLACHEN
State	FL
Zip	32148-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINERS LAKE MB1 P67, E 120FT OF BLKS 34 + 45 + W, 120FT OF E150FT OF NW1/4 OF, SE1/4 OF SW1/4 (EX N 30FT) (SUB TO FPL ESMT OR1646 P1627) OR1678 P732 RESOLUTION THAT DESCRIBES A PORTION OF PALM STREET + NORTH 3RD AVE.
Legal Range	24E
Legal Township	10S
Legal Section	03
Legal Subdivision	MARINERS LAKE
Legal Block	34.2
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1115
Census Tract	950300

Owner

130 Camp Joy Rd is owner-occupied and held in a trust since April 2021.

Source: Putnam County records, as of December 10, 2025

Owner of Record	Trust Name on File
Mailing Address	130 CAMP JOY RD, INTERLACHEN, FL 32148-5054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 15, 2021
Transfer Doc	0016160099
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Apr 19, 2021
Property Address	130 CAMP JOY RD, INTERLACHEN, FL 32148-5054
Document Number	0016160099
Book / Page	1616 / 99
Instrument Date	Apr 15, 2021
Instrument	202154008644
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	130 CAMP JOY RD, INTERLACHEN, FL 32148-5054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	130 CAMP JOY RD, INTERLACHEN, FL 32148-5054
Document Number	0015581795
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 CAMP JOY RD INTERLACHEN FL 321485054, INTERLACHEN, FL 32148-5054

Mortgage

Document Number	0015581795
Date	Oct 30, 2019
Book Page	001558/001795
Instrument	54019452

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 29, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 Camp Joy Rd was $411 with exemptions applied.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 Homeowner's exemption Widower's exemption	$114,180	$312,740 Land $51,500 Building $261,240
2023	$315.00 (+1.29%) Senior Citizen's exemption	$106,510 (+3%)	$344,090 (+18.26%) Land $53,520 Building $290,570
2022	$311.00 Senior Citizen's exemption	$103,410	$290,950 Land $58,080 Building $232,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Camp Joy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Camp Joy Rd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Windstream.

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