107 Camp Joy Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 107 Camp Joy Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,608 sqft · built 1945
Lot Size	4.82 acres (209,959 sqft)
Owner	Individual Name on Record
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-24-5530-0300-0000`

Property Details

APN / Parcel Number

Primary APN	`03-10-24-5530-0300-0000`
Alternative APN	`38308`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,608 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,608 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	209,959 sqft (4.82 acres)
Lot Dimensions	143 ft deep x 400 ft wide
Garage Type	Attached
Garage Area	525 sqft
Porch	Finished/Screened Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	38308
Street Address	107 CAMP JOY RD
City	INTERLACHEN
State	FL
Zip	32148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINERS LAKE MB1 P67 BLK 30, (EX OR294 P1921 OR343 P644, OR390 P350)
Legal Range	24E
Legal Township	10S
Legal Section	03
Legal Subdivision	MARINERS LAKE
Legal Block	30
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1119
Census Tract	950300

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 52, INTERLACHEN, FL 32148-0052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit AMERIS BK
Sep 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 17, 2018
Transfer Doc	0015191404
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	107 CAMP JOY RD, INTERLACHEN, FL 32148
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CAMP JOY RD, INTERLACHEN, FL 32148

Mortgage

Document Number	0015860820
Date	Aug 19, 2020
Book Page	1586/820
Instrument	202054014315

Lender

Name	AMERIS BANK
Type	Bank
Address	JACKSONVILLE, FL 32223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Jun 12, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	107 CAMP JOY RD, INTERLACHEN, FL 32148
Document Number	0015270886
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 CAMP JOY RD INTERLACHEN FL 32148, INTERLACHEN, FL 32148

Mortgage

Document Number	0015270886
Date	Dec 10, 2018
Book Page	001527/000886
Instrument	54022897

Lender

Name	AMERIS BK
Type	Bank
Address	PALATKA, FL 32177

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2033

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 20, 2018
Property Address	107 CAMP JOY RD, INTERLACHEN, FL 32148
Document Number	0015191404
Book / Page	001519 / 001404
Instrument Date	Sep 17, 2018
Instrument	54017600
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 52 INTERLACHEN FL 321480052, INTERLACHEN, FL 32148-0052

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (-1.25%) Homeowner's exemption	$232,780 (-6.18%)	$369,820 (-9.56%) Land $106,900 Building $262,920
2023	$3,607.00 (+6.91%) Homeowner's exemption	$248,120 (+5.43%)	$408,930 (+16.47%) Land $110,000 Building $298,930
2022	$3,374.00 Homeowner's exemption	$235,340	$351,110 Land $97,600 Building $253,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Windstream.

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