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130 Breakers Ct, Apt 232, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 130 Breakers Ct, Apt 232, Punta Gorda, FL 33950

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,544 sqft · built 1995
Lot Size0.049 acres (2,119 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Nov 2017)
Tax Bill$1,192 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN4000BKC0002005

Property Details

APN / Parcel Number

Primary APN4000BKC0002005
Alternative APNs
  • 412212580020
  • 10004692064

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units41 Units
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Lot Area2,119 sqft (0.049 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number4000BKC0002005
Street Address130 BREAKERS CT, 232
CityPUNTA GORDA
StateFL
Zip33950-5344
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeGM-15
Legal DescriptionBREAKERS POINT PH 2 BLDG 2 UN 232 1471/414 1471/416-18PS&DS-232 1714/1554 1714/1555DS-232 3336/337DS-232 DC4056/2006-ELS 4256/1959
Legal Range22E
Legal Township41S
Legal Section12
Legal SubdivisionBREAKERS POINT PH 2
Legal TractBKC
Legal Block2
Legal Lot Number232
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1005
Census Tract10301

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address130 BREAKERS CT, 232, PUNTA GORDA, FL 33950-5344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 21, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Prior SaleJul 2, 1999 · Amount on Record
Deed Document Number20172566994
Deed Book / Page4256 / 1959
Prior Transfer DateOct 28, 2008
Prior Transfer Doc0033360337
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address130 BREAKERS CT # 2-232, 2-232, PUNTA GORDA, FL 33950-5330
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 BREAKERS CT 232, 232, PUNTA GORDA, FL 33950-5344

Mortgage

Document Number0047120737
DateFeb 19, 2021
Book Page4712/737
Instrument2906340
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 21, 2017
Property Address130 BREAKERS CT APT 232, 232, PUNTA GORDA, FL 33950-5344
Document Number0042561959
Book / Page4256 / 1959
Map ReferenceMB10 PG60A-60F
Instrument DateNov 21, 2017
Instrument2566994
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyHOMETOWN TITLE & CLOSING SER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 BREAKERS CT APT 232, 130, PUNTA GORDA, FL 33950-5344

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 BREAKERS CT APT 232, 232, PUNTA GORDA, FL 33950-5344

Mortgage

Document Number0042561961
DateNov 21, 2017
Book Page4256/1961
Instrument2566995
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,192.00 (-21.11%) Homeowner's exemption Veteran's exemption$225,312 (+5.99%)$367,472 (-3.45%) Building $367,472
2024$1,511.00 (+3.49%)
2023$1,460.00 (+5.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$212,584 (+3%)$380,596 (+15.54%)
2022$1,380.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$206,392$329,412 Building $329,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 308 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies556 units insured
incl. 248 condo units
Nearby Flood Claims627 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 183 claims
  • Hurricane Helene, Oct 2024 · 187 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: CenturyLink, Ripple Fiber.

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