130 Breakers Ct, Apt 231, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 130 Breakers Ct, Apt 231, Punta Gorda, FL 33950

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,932 sqft · built 1995
Lot Size	0.044 acres (1,917 sqft)
Owner	Company Name on File
Last Sale	$4,476 (Mar 2022)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`4000BKC0001907`

Property Details

APN / Parcel Number

Primary APN	`4000BKC0001907`
Alternative APNs	`412212580014` `10004692058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	41 Units
Stories	3 Stories
Building Area	1,932 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	1,917 sqft (0.044 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	4000BKC0001907
Street Address	130 BREAKERS CT, 231
City	PUNTA GORDA
State	FL
Zip	33950-5344
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	GM-15
Legal Description	BREAKERS POINT PH 2 BLDG 2 UN 231 & PS 231 & ST RM 231 & DOCK 231 1441/1560-64 1710/416 1716/2051DS-231 3200/1334 DC3849/265-AGB 4508/57 4528/549&DS231&PS231&SS231 4956/341&DS231&PS231&SR231
Legal Range	22E
Legal Township	41S
Legal Section	12
Legal Subdivision	BREAKERS POINT PH 2
Legal Tract	BKC
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1005
Census Tract	10301

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	130 BREAKERS CT, 231, PUNTA GORDA, FL 33950-5344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jan 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Document Number	20223081172
Deed Book / Page	4956 / 341
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	0045080057
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2022
Property Address	130 BREAKERS CT # 2-231, 2-231, PUNTA GORDA, FL 33950-5330
Document Number	0049560341
Book / Page	4956 / 341
Map Reference	MB 10 PG 60A-60F
Instrument Date	Mar 31, 2022
Instrument	3081172
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,476.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 BREAKERS CT APT 231, 231, PUNTA GORDA, FL 33950-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	130 BREAKERS CT APT 231, 231, PUNTA GORDA, FL 33950-5344

Mortgage

Document Number	0004956344
Date	Mar 31, 2022
Instrument	4956/344

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 16, 2020
Property Address	130 BREAKERS CT APT 231, 231, PUNTA GORDA, FL 33950-5344
Document Number	0045280549
Book / Page	004528 / 000549
Instrument Date	Jan 10, 2020
Instrument	2777922
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,835.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	513 N 23RD AVE BOZEMAN MT 597183177, BOZEMAN, MT 59718-3177

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 22, 2019
Property Address	130 BREAKERS CT APT 231, 231, PUNTA GORDA, FL 33950-5344
Document Number	0045080057
Book / Page	004508 / 000057
Instrument Date	Nov 19, 2019
Instrument	2762680
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	: 141 FATHER DAVID BAUER DR

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,550.00 (-5.86%) Homeowner's exemption	$435,183 (-1.85%) Building $435,183	$435,183 (-1.85%) Building $435,183
2024	$6,958.00 (-3.16%)
2023	$7,185.00 (+10.97%) Homeowner's exemption	$443,394 (+15.88%)	$443,394 (+15.88%)
2022	$6,475.00	$382,633 Building $382,633	$382,633 Building $382,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 308 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	556 units insured incl. 248 condo units
Nearby Flood Claims	627 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 183 claims Hurricane Helene, Oct 2024 · 187 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Ripple Fiber.

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