130 Bowden St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 130 Bowden St, Lowell, MA 01852

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	15.1 acres (660,370 sqft)
Owner	Company Name on File
Last Sale	$42,400,000 (Dec 2018)
Tax Bill	$561,018 (2026)
Deeds & Mortgages	Feb 2022 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M21605`

Property Details

APN / Parcel Number

Primary APN	`M21605`
Alternative APNs	`LOWE M:208 B:700 L:130` `M:000208 T:M21605`

Interior

Units	36 Units

Exterior

Lot Area	660,370 sqft (15.1 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	M21605
Street Address	130 BOWDEN ST
City	LOWELL
State	MA
Zip	01852-5671
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	SMF
Legal Block	700
Legal Lot Number	130
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1014
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	11766 WILSHIRE BLVD, 1500, LOS ANGELES, CA 90025-6552
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BERKAIDA COMMERCIAL MTG LLC
Dec 10, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKADIA COMMERCIAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Jun 12, 2013 · Amount on File
Deed Book / Page	32628 / 190
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	032628-190
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	130 BOWDEN ST, LOWELL, MA 01852-5671
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036782-80
Date	Feb 2, 2022
Book Page	36782/80
Instrument	5275

Lender

Name	BERKAIDA COMMERCIAL MTG LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Mar 1, 2029

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 10, 2018
Property Address	130 BOWDEN ST, LOWELL, MA 01852-5671
Document Number	032628-190
Book / Page	32628 / 190
Instrument Date	Dec 3, 2018
Instrument	53624
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11766 WILSHIRE BLVD STE 1500, 1500, LOS ANGELES, CA 90025-6552

Mortgage

Document Number	0000053626
Date	Dec 10, 2018
Instrument	53626

Lender

Name	BERKADIA COMMERCIAL MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$561,018.00 (+7.69%)	$49,428,900 (+8.93%) Land $8,316,000 Building $41,112,900
2025	$520,942.00 (+1.47%)	$45,378,200 (+5.27%) Land $7,761,600 Building $37,616,600
2024	$513,383.00 (+2.33%)	$43,105,200 (+6.71%) Land $7,245,000 Building $35,860,200
2023	$501,715.00	$40,395,700 Land $6,300,000 Building $34,095,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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