130 Bluffside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 130 Bluffside Dr, Covington, KY 41017 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1985
Square Footage	996 sqft Finished Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2023)
Tax Bill	$2,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`045-30-00-519.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	996 sqft Finished Area
Stories	3 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	14,810 sqft (0.34 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	130 BLUFFSIDE DR
City	COVINGTON
State	KY
Zip	41017-9719
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 13 LOT 100
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	13
Legal Lot Number	100
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1000
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-519.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Feb 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 31, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage CALIBER HOME LOANS INC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Sep 06, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Doc Number	202354
Deed Book / Page	214 / 182
Prior Transfer Date	Feb 01, 2023
Prior Transfer Doc	0005900053
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 21, 2023
Property Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number	0005900054
Book / Page	KC 214 / 182
Map Reference	MB 21 PG 44
Instrument Date	Feb 17, 2023
Instrument	23022105900054
Transaction Type	Transfer
Record Updated	Mar 09, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 PARKVALE CT, PARK HILLS, KY 41011-1977

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 21, 2023
Property Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number	0005900053
Book / Page	KC 214 / 177
Map Reference	MB 21 PG 44
Instrument Date	Feb 01, 2023
Instrument	23022105900053
Transaction Type	Transfer
Record Updated	Mar 09, 2023
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2260 MEDLOCK LANE, BROMLEY, KY 41017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719

Mortgage

Document Number	0005900055
Date	Feb 21, 2023
Book Page	KCM 441/292
Instrument	23022105900055

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 31, 2022
Property Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number	0005900098
Book / Page	187 / 381
Map Reference	MB 21 PG 44
Instrument Date	Aug 26, 2022
Instrument	22083105900098
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5366 FAWNVIEW CT, 5366, INDEPENDENCE, KY 41051-8663

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719

Mortgage

Document Number	0005900099
Date	Aug 31, 2022
Book Page	402/810
Instrument	22083105900099

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900137
Date	Sep 14, 2021
Book Page	270/709
Instrument	21091405900137

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number	0000000188
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BLUFFSIDE DR COVINGTON KY 410179719, COVINGTON, KY 41017-9719

Mortgage

Document Number	0000000188
Date	Oct 29, 2019
Book Page	0I4353/000149
Instrument	188

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2039

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 06, 2018
Property Address	130 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number	0000000225
Book / Page	0I4160 / 000328
Instrument Date	Sep 04, 2018
Instrument	225
Transaction Type	Mortgage
Record Updated	Oct 04, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5366 FAWNVIEW CT INDEPENDENCE KY 410518663, INDEPENDENCE, KY 41051-8663

Mortgage

Document Number	226
Date	Sep 06, 2018
Book Page	0I4160/000331
Instrument	226

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (-0.72%)	$235,000 (+6.82%) Land $10,000 Building $225,000	$235,000 (+6.82%) Land $10,000 Building $225,000
2023	$2,345.00	$220,000 Land $10,000 Building $210,000	$220,000 Land $10,000 Building $210,000

130 Bluffside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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