130 Black Powder Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 130 Black Powder Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,861 sqft · built 1993
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jun 2021)
Tax Bill	$10,375 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`072-0990-003-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0990-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,861 sqft Living Area
1st Floor Area	1,701 sqft
2nd Floor Area	1,160 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	18,295 sqft (0.42 acres)
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	130 BLACK POWDER CIR
City	FOLSOM
State	CA
Zip	95630-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L
Legal Description	LOS CERROS, LOT 33
Legal Subdivision	LOS CERROS
Legal Lot Number	33
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1002
Census Tract	8505

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 BLACK POWDER CIR, FOLSOM, CA 95630-3418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jun 15, 2020	Deed of Trust, Construction Loan · Construction Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Book / Page	20210629 / 1519
Prior Transfer Date	Nov 26, 2013
Prior Transfer Doc	0000000018
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2021
Property Address	130 BLACK POWDER CIR, FOLSOM, CA 95630-3418
Document Number	0000001519
Map Reference	MB 194 MAP 16
Instrument Date	Jun 21, 2021
Instrument	202106291519
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 BLACK POWDER CIR, FOLSOM, CA 95630-3418

Mortgage

Document Number	0000001520
Date	Jun 29, 2021
Instrument	202106291520

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 15, 2020
Property Address	130 BLACK POWDER CIR, FOLSOM, CA 95630-3418
Document Number	2006150496
Instrument Date	Jun 2, 2020
Instrument	2006150496
Transaction Type	Construction Loan
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 BLACK POWDER CIR FOLSOM CA 956303418, FOLSOM, CA 95630-3418

Mortgage

Document Number	2006150496
Date	Jun 15, 2020
Instrument	2006150496

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2021

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$966,067 (+2%) Land $289,820 Building $676,247
2025	$10,375.00 (+2.1%) Homeowner's exemption	$947,126 (+4.04%) Land $284,138 Building $662,988
2024	$10,162.00 (+1.79%)
2023	$9,983.00 (+1.48%) Homeowner's exemption	$910,350 Land $273,105 Building $637,245
2022	$9,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zeta Broadband.

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