125 Black Powder Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 125 Black Powder Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,967 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Dec 2007)
Tax Bill	$13,874 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-0990-050-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0990-050-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,967 sqft Living Area
1st Floor Area	3,967 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	15,682 sqft (0.36 acres)
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	125 BLACK POWDER CIR
City	FOLSOM
State	CA
Zip	95630-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L
Legal Description	LOS CERROS, LOT 83
Legal Subdivision	LOS CERROS
Legal Lot Number	83
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1004
Census Tract	8505

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 BLACK POWDER CIR, FOLSOM, CA 95630-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2007 · Amount on Record
Deed Sale	Dec 18, 2007 · Amount on Record
Prior Sale	Jul 28, 1999 · Amount on Record
Deed Book / Page	20071218 / 1317
Last Transfer Date	Dec 28, 2015
Transfer Doc	0000000185
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	125 BLACK POWDER CIR, FOLSOM, CA 95630-3429
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BLACK POWDER CIR, FOLSOM, CA 95630-3429

Mortgage

Document Number	0000000367
Date	Sep 23, 2021
Instrument	2021092300367

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	125 BLACK POWDER CIR, FOLSOM, CA 95630-3429
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BLACK POWDER CIR, FOLSOM, CA 95630-3429

Mortgage

Document Number	2021092300367
Date	Sep 23, 2021
Instrument	2021092300367

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	125 BLACK POWDER CIR, FOLSOM, CA 95630-3429
Document Number	1708030173
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 BLACK POWDER CIR FOLSOM CA 956303429, FOLSOM, CA 95630-3429

Mortgage

Document Number	1708030173
Date	Aug 3, 2017
Instrument	1708030173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.02%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,286,182 (+2%) Land $385,850 Building $900,332
2025	$13,874.00 (+2.08%)	$1,260,964 (+4.04%) Land $378,285 Building $882,679
2024	$13,591.00 (+1.79%)
2023	$13,352.00 (+1.47%)	$1,212,001 Land $363,597 Building $848,404
2022	$13,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zeta Broadband.

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