130 Bartlett St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 130 Bartlett St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,367 sqft · built 1935
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2018)
Tax Bill	$6,527 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P07990`

Property Details

APN / Parcel Number

Primary APN	`P07990`
Alternative APNs	`LOWE M:199 B:415 L:130` `M:000199 T:P07990`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,367 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	P07990
Street Address	130 BARTLETT ST
City	LOWELL
State	MA
Zip	01852-1304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	415
Legal Lot Number	130
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3007
Census Tract	312501

Owner

130 Bartlett St, a duplex, is owned and occupied by an individual who acquired it in July 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 BARTLETT ST, LOWELL, MA 01852-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 26, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance CALIBER HOME LOANS INC
Jul 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 8, 2018	Quit Claim Deed, Transfer · FHA Mortgage MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	Oct 2, 2006 · Amount on File
Deed Book / Page	31854 / 274
Last Transfer Date	Jul 20, 2022
Transfer Doc	037254-205
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	130 BARTLETT ST, LOWELL, MA 01852-1304
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036045-194
Date	Jul 26, 2021
Book Page	36045/194
Instrument	43700

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	130 BARTLETT ST, LOWELL, MA 01852-1304
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036927-175
Date	Mar 28, 2022
Book Page	36927/175
Instrument	13319

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 26, 2022
Property Address	130 BARTLETT ST, LOWELL, MA 01852-1304
Document Number	037254-205
Book / Page	37254 / 205
Instrument Date	Jul 20, 2022
Instrument	31750
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BARTLETT ST, LOWELL, MA 01852-1304

Mortgage

Document Number	0000031751
Date	Jul 26, 2022
Instrument	31751

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 23, 2019
Property Address	130 BARTLETT ST, LOWELL, MA 01852-1304
Document Number	33176-198
Book / Page	033176 / 000198
Instrument Date	Apr 3, 2019
Instrument	29833
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E 25TH ST BROOKLYN NY 112267101, BROOKLYN, NY 11226-7101

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 8, 2018
Property Address	130 BARTLETT ST, LOWELL, MA 01852-1304
Document Number	31854-274
Book / Page	31854 / 274
Instrument	5492
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BARTLETT ST, LOWELL, MA 01852-1304

Mortgage

Document Number	318540277
Date	Feb 8, 2018
Instrument	31854/0277

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 130 Bartlett St was $6,527, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,527.00 (+6.42%)	$575,100 (+7.66%) Land $153,400 Building $421,700	$608,596
2025	$6,133.00 (+4.89%)	$534,200 (+8.82%) Land $133,800 Building $400,400
2024	$5,847.00 (+8.7%)	$490,900 (+13.35%) Land $136,600 Building $354,300
2023	$5,379.00	$433,100 Land $114,300 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Bartlett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130 Bartlett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

130 Bartlett St, Lowell, MA 01852 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Bartlett St

Nearby Streets

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