120 Bartlett St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 120 Bartlett St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,256 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Mar 2020)
Tax Bill$6,452 (2026)
Deeds & MortgagesApr 2021 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNF06100

Property Details

APN / Parcel Number

Primary APNF06100
Alternative APNs
  • LOWE M:199 B:415 L:120
  • M:000199 T:F06100

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,256 sqft Living Area
Gross Area3,542 sqft
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberF06100
Street Address120 BARTLETT ST
CityLOWELL
StateMA
Zip01852-1304
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block415
Legal Lot Number120
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3007
Census Tract312501

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address56 HUNTINGTON ST, LOWELL, MA 01852-2790
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 12, 2020Quit Claim Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 31, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Document Number202010918
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address120 BARTLETT ST, LOWELL, MA 01852-1304
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number035673-135
DateApr 27, 2021
Book Page35673/135
Instrument24955
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 12, 2020
Property Address120 BARTLETT ST, LOWELL, MA 01852-1304
Document Number33912-123
Book / Page33912 / 123
Instrument DateMar 12, 2020
Instrument10918
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 HUNGTONTON ST, LOWELL, MA
InvestorPossibly a Property Investor

Mortgage

Document Number10919
DateMar 12, 2020
Instrument10919
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 31, 2019
Property Address120 BARTLETT ST, LOWELL, MA 01852-1304
Document Number33204-225
Book / Page33204 / 225
Instrument DateJul 31, 2019
Instrument31381
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 PAWTUCKET ST, LOWELL, MA 01854-3449

Mortgage

Document Number31382
DateJul 31, 2019
Instrument31382
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,452.00 (+6.33%)$568,500 (+7.55%) Land $143,200 Building $425,300$595,174
2025$6,068.00 (+5.22%)$528,600 (+9.17%) Land $124,900 Building $403,700
2024$5,767.00 (+8.61%)$484,200 (+13.26%) Land $127,400 Building $356,800
2023$5,310.00$427,500 Land $106,700 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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