130 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 130 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,310 sqft · built 1957
Lot Size	0.309 acres (13,438 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Sep 2004)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-058-16-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-058-16-000`
Alternative APN	`07026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	13,438 sqft (0.309 acres)
Lot Dimensions	168 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	130 2ND ST
City	SHELBY
State	OH
Zip	44875-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	522 80 X 160 & 8 FT OF VACATED ALLEY TO WEST SECOND ST.
Legal Subdivision	CITY OF SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4026
Census Tract	2600

Owner

130 2nd St is owned and occupied by an individual who acquired it in March 2008.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 2ND ST, SHELBY, OH 44875-1057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK ARIZONA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2004 · Amount on File
Deed Sale	Sep 28, 2004 · Amount on File
Prior Sale	Oct 11, 1990 · Amount on File
Deed Document Number	200419378
Deed Book / Page	1439 / 879
Last Transfer Date	Mar 20, 2008
Transfer Doc	01832/0745
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	130 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03006/1038
Date	Aug 8, 2023
Book Page	3006/1038
Instrument	202300007455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	130 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02995/3275
Date	Sep 8, 2022
Book Page	2995/3275
Instrument	202200011315

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Sep 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	130 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2807/511
Date	Aug 7, 2020
Book Page	2807/511
Instrument	202000009092

Lender

Name	WELLS FARGO BANK ARIZONA NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 130 2nd St was $1,314 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00	$35,140 (-) Land $5,230 Building $29,910
2024	$1,314.00 (-2.45%) Homeowner's exemption	$35,140 (-) Land $5,230 Building $29,910
2023	$1,347.00 (-5.07%) Homeowner's exemption	$35,140 (+5.97%) Land $5,230 Building $29,910	$100,400 Land $14,930 Building $85,470
2022	$1,419.00 Homeowner's exemption	$33,160 Land $5,440 Building $27,720
2020			$94,740 Land $15,530 Building $79,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 2nd St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures