128 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 128 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1920
Lot Size	0.37 acres (16,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Jan 2007)
Tax Bill	$962 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-022-09-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-022-09-000`
Alternative APN	`07025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,126 sqft (0.37 acres)
Lot Dimensions	168 ft deep x 96 ft wide
Garage Type	Mixed
Garage Area	1,340 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	112 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 2ND ST
City	SHELBY
State	OH
Zip	44875-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	521 80 X 160 & 8 FT OF VACATED ALLEY TO W. & ALL OF 16FT OF VAC ALLEY TO S SECOND ST.
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4026
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 MCKINLEY PL, SHELBY, OH 44875-1474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
May 17, 2013	Deed of Trust, Mortgage · FHA Mortgage EQUITY RESOURCES INC
May 24, 2007	Deed of Trust, Mortgage CITIZENS BANKING CO
Aug 4, 2016	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Apr 11, 2006	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2007 · Amount on Record
Deed Sale	Jan 26, 2007 · Amount on Record
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	20071261
Deed Book / Page	1726 / 494
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 2ND ST, SHELBY, OH 44875-1057

Mortgage

Document Number	002998/453
Date	Nov 15, 2022
Book Page	2998/453
Instrument	202200014113

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002816/851
Date	Sep 9, 2020
Book Page	2816/851
Instrument	202000010653

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02668/0058
Date	Dec 4, 2018
Book Page	2668/0058
Instrument	201800014437

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02226/0804
Date	May 17, 2013
Book Page	2226/0804
Instrument	201300006487

Lender

Name	EQUITY RESOURCES INC
Type	Subprime Lender
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01759/0364
Date	May 24, 2007
Book Page	1759/0364
Instrument	200700007737

Lender

Name	CITIZENS BANKING CO
Address	SANDUSKY, OH 44870

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037
Prepayment Penalty	36 Months

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02477/0843
Date	Aug 4, 2016
Book Page	2477/0843
Instrument	201600008521

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2816/851
Date	Sep 9, 2020
Book Page	2816/851
Instrument	202000010653

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2668/0058
Date	Dec 4, 2018
Book Page	2668/0058
Instrument	201800014437

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 11, 2006
Property Address	128 2ND ST, SHELBY, OH 44875-1057
Document Number	01632/0288
Book / Page	1632 / 0288
Instrument Date	Mar 20, 2006
Instrument	200600005892
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 KANSAS LN, MONROE, LA 71203-4774

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00	$24,570 (-) Land $5,780 Building $18,790
2024	$962.00 (-0.21%)	$24,570 (-) Land $5,780 Building $18,790
2023	$964.00 (+38.71%)	$24,570 (+54.72%) Land $5,780 Building $18,790	$70,200 (+54.76%) Land $16,520 Building $53,680
2022	$695.00	$15,880 Land $6,020 Building $9,860
2020			$45,360 Land $17,190 Building $28,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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