13 Windstone Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 13 Windstone Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Mar 2022)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A912000480`

Property Details

APN / Parcel Number

Primary APN	`A912000480`
Alternative APN	`2-0119-6675-00-0045.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,338 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	978 sqft
Basement Area	480 sqft
Finished Basement	360 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000480
Street Address	13 WINDSTONE CT
City	O FALLON
State	MO
Zip	63366-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG #2 LOT 45
Legal Subdivision	WINDSONG #2
Legal Lot Number	45
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311734

Owner

13 Windstone Ct is owned and occupied by an individual who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	13 WINDSTONE CT, O FALLON, MO 63366-3146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Conservator's Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Dec 6, 1999 · Amount on File
Deed Document Number	202216152
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	0000016152
Record Updated	Oct 29, 2026

March 2022: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 21, 2022
Property Address	13 WINDSTONE CT, O FALLON, MO 63366-3146
Document Number	0000016152
Map Reference	MB 30 PG 123
Instrument Date	Mar 11, 2022
Instrument	2022R-016152
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 DONNER PASS APT C, C, SAINT PETERS, MO 63376-6060

Mortgage

Document Number	0000016153
Date	Mar 21, 2022
Instrument	2022R-016153

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	13 WINDSTONE CT, O FALLON, MO 63366-3146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069600260
Date	Aug 8, 2018
Book Page	6960/0260
Instrument	20180808000451550

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 7, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 13 Windstone Ct was $2,961.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,918 (-)	$241,672 (-) Building $241,672
2025	$2,961.00	$45,918	$241,672
2023		$42,299
2022			$222,628 Land $44,000 Building $178,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Windstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Windstone Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, T-Mobile, Verizon, Wisper ISP.

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